I don't know....I do believe in luck - like, old school, finding a penny, kind of luck, the being-in-the-right-place-at-the-right-time kind of luck, but there is something to be said for creating your own luck...Though I'm never sure how that works. I'm not sure that it is luck if you create it. 

And cursed is a strong word. I believe that there is some bad juju out there and that some people carry that around with them...That some of that nastiness can rub off if you spend too much time with people. But really cursed? I don't know...I think that you can warp the minds of suggestible people, for sure, but cursed?