July 1st news According to the official WeChat message of the People's Bank of China Credit Investigation Center, according to 'The Notice of the National Development and Reform Commission on Further Reducing the Charging Standards for Credit Investigation Services' (Development and Price No. 668 of 2025), the People's Bank of China Credit Investigation Center will comprehensively implement the new charging standards for credit investigation services starting from July 1, 2025.

1. Charging standards for institutional inquiries

The benchmark service charge standard for inquiring enterprise credit reports for institutions such as commercial banks is 9 yuan per report, and the benchmark service charge standard for inquiring individual credit reports is 1 yuan per report. The actual charging standard is determined based on the data volume and inquiry volume provided by the user institution to the credit investigation system, and the data inquiry volume applies the super-progressive calculation method. The specific calculation formula and charging method continue to be implemented in accordance with the relevant provisions of 'The Notice of the National Development and Reform Commission on Further Reducing the Service Charging Standards of the People's Bank of China Credit Investigation Center' (Development and Price Regulation No. 1318 of 2019).

The charging standard for inquiring enterprise credit reports for 11 types of financial institutions such as rural commercial banks, rural cooperative banks, rural credit cooperatives, village and town banks, micro-credit companies, consumer finance companies, financing leasing companies, financing guarantee companies, private banks, independent legal person direct sales banks, and domestic trade insurance underwriting institutions is 4.5 yuan per report, and the charging standard for inquiring individual credit reports is 0.5 yuan per report.

For the same user who has made multiple inquiries about the same enterprise credit report within 30 days, the charge is based on the inquiry of one enterprise credit report; for multiple inquiries about the same individual credit report within one day, the charge is based on one individual credit report inquiry.

2. Charging standards for individual inquiries

Individual counter inquiries of their own credit reports are free for the first two times per year, and the charging standard for inquiries starting from the third time is 5 yuan each time. Individuals can query their own credit reports for free through the Internet.

3. Charging standards for registration services

The charging standard for the registration of accounts receivable pledge is 15 yuan per item per year, and the charging standard for change registration and异议 registration is 5 yuan per item per time. The information query is free of charge.

The adjustment of the charging standards for the credit investigation service is an important measure to implement the decisions and deployments of the Party Central Committee and the State Council, further reduce the operating costs of enterprises, and optimize the business environment. In the next step, the Credit Investigation Center will strictly implement the national规定的 charging standards, always practice the 'Credit Investigation for the People' concept, continuously optimize the credit investigation service, and continuously promote the development of the real economy and the construction of the social credit system.