Real Estate Investing in Jacksonville, Florida (32222)

Duval County • Population: 17,806 • Data updated: June 2026

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Should you buy in 32222 (Jacksonville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Jacksonville, FL (32222)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $318,194
Avg Monthly Rent $1,931
1% Rule ✗ Does Not Meet
Median Income $81,045
% Renters 28.7%

Market Analysis: 32222 Jacksonville

ZIP 32222 inside Duval County looks affordable on the surface — median value of $318K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 32222 is resilient only for operators who understand what they are buying. A $318K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 32222 and stronger Jacksonville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 32222 ZIP's population of 17,806 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

Experienced landlords with local relationships tend to find 32222 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jacksonville:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Declining (-2.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,931/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, FL Metro Area
More inventory, negotiating room for buyers
79 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Jacksonville, FL metro data
🏠

Property Strategy for 32222

Which property type performs best in this market?

Best for Cash Flow
4BR
6.5% cap rate
Best for Appreciation
5BR
+6.4% 5yr CAGR
Best Overall Value
5BR
$78,558/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $225,327 $2,000 6.4% +5.7% $112,664
3BR $300,185 $2,460 5.9% +6.3% $100,062
4BR $341,299 $3,090 6.5% +6.1% $85,325
5BR $392,792 +6.4% $78,558

Market Trends

Home Value History (with trend line)

$372K$320K$268K$215K$163K$110KMay 2006May 2016May 2026

Rent History (with trend line)

$1,979$1,876$1,772$1,668$1,565$1,461Mar 2021Oct 2023May 2026

📊 How Does 32222 Compare?

Metric 32222 Jacksonville Jacksonville, FL Florida
Home Value $318,194 $159,097 N/A $374,697
5-Year CAGR 4.2% 4.6% N/A 7.4%
Avg Rent $1,931 $1,636 N/A -
Cap Rate 4.7% 4.8% - -
💡 Why Invest in 32222? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32222 (Jacksonville, FL). Anonymous, moderated, never written by AI.

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Property managers serving Duval County

Manage rentals here? List your business →

Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website

Single-familySmall multifamily
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Jacksonville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
2/2
79 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $318,194
Monthly Rent $1,931
Price-to-Rent 13.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.7%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year -2.0% ▼
3-Year CAGR -2.2% ▼
5-Year CAGR +4.2% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year +3.7% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +4.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32222

Population: 17,806

💰 Median Household Income
$81,045
This area
$81,045
State
$70,737
USA
$74,580
🏠 Renter Occupied
28.7%
This area
28.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-18.0%
USA
3.7%
🎓 College Educated
22.4%
This area
22.4%
State
4.7%
USA
33.7%
👤 Median Age
34.6 years
This area
34.6 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.1%
This area
7.1%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 45.1%
Black/African American 34.9%
Other/Mixed 17.6%
Hispanic/Latino 9.7%
Asian 2.4%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
10.7%
This area
10.7%
USA
17.3%
📊 Poverty Rate
8.5%
This area
8.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32222

B Avg School Grade
1 Schools
17.3:1 Avg Class Size
$11,534 Avg Per Pupil

Schools in This ZIP Code

B Good

ENTERPRISE LEARNING ACADEMY

📚 Pre-K – 05 Elementary
👥
725 Students
👨‍🏫
17.3:1 Class Size
💰
$11,534 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
D
Florida Career College-Jacksonville
173 students · 4.9 mi
F
Fortis College-Orange Park
327 students · 6.3 mi
C
American Academy of Cosmetology
96 students · 6.7 mi
C
Trinity Baptist College
397 students · 6.8 mi
C+
Trendsetters School of Beauty & Barbering
26 students · 8.2 mi
C
Parisian Spa Institute
198 students · 11.3 mi
C
Edward Waters University
1,175 students · 12.4 mi
D
First Coast Barber Academy
50 students · 12.9 mi

Frequently Asked Questions

Is FL a landlord-friendly state?

Landlord-friendliness in Jacksonville, FL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What are rental rates like in Jacksonville, FL?

Rental rates in Jacksonville, FL average $1,931/mo. Tenant demand and $318K home values make the yield look reasonable by investor standards.

Are renters plentiful in Jacksonville, FL?

Jacksonville, FL draws a stable base of working renters. Demand at the $1,931/mo rent level is reasonable for standard single-family and small multi rentals.

How strong is Jacksonville, FL for real estate investors?

Jacksonville, FL scores 3.0/5 for investability. Home values sit at $318K and rents near $1,931/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the smart move for investors in Jacksonville, FL?

Most investors in Jacksonville, FL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

See what 32222 really looks like for investors

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