Real Estate Investing in Jacksonville, Florida (32222)
Should you buy in 32222 (Jacksonville, FL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Jacksonville, FL (32222)?
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Market Analysis: 32222 Jacksonville
ZIP 32222 inside Duval County looks affordable on the surface — median value of $318K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 32222 is resilient only for operators who understand what they are buying. A $318K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 32222 and stronger Jacksonville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 32222 ZIP's population of 17,806 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Experienced landlords with local relationships tend to find 32222 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Jacksonville:
Property Strategy for 32222
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $225,327 | $2,000 | 6.4% | +5.7% | $112,664 |
| 3BR | $300,185 | $2,460 | 5.9% | +6.3% | $100,062 |
| 4BR | $341,299 | $3,090 | 6.5% | +6.1% | $85,325 |
| 5BR | $392,792 | — | — | +6.4% | $78,558 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32222 Compare?
| Metric | 32222 | Jacksonville | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $318,194 | $159,097 | N/A | $374,697 |
| 5-Year CAGR | 4.2% | 4.6% | N/A | 7.4% |
| Avg Rent | $1,931 | $1,636 | N/A | - |
| Cap Rate | 4.7% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32222 (Jacksonville, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $318,194 |
| Monthly Rent | $1,931 |
| Price-to-Rent | 13.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.3% |
| Cap Rate | 4.7% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | -2.0% ▼ |
| 3-Year CAGR | -2.2% ▼ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +4.5% ▲ |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32222
Population: 17,806
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32222
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is FL a landlord-friendly state?
Landlord-friendliness in Jacksonville, FL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What are rental rates like in Jacksonville, FL?
Rental rates in Jacksonville, FL average $1,931/mo. Tenant demand and $318K home values make the yield look reasonable by investor standards.
Are renters plentiful in Jacksonville, FL?
Jacksonville, FL draws a stable base of working renters. Demand at the $1,931/mo rent level is reasonable for standard single-family and small multi rentals.
How strong is Jacksonville, FL for real estate investors?
Jacksonville, FL scores 3.0/5 for investability. Home values sit at $318K and rents near $1,931/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What is the smart move for investors in Jacksonville, FL?
Most investors in Jacksonville, FL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
See what 32222 really looks like for investors
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