Real Estate Investing in Orange Park, Florida (32073)

Clay County • Population: 42,825 • Data updated: June 2026

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Should you buy in 32073 (Orange Park, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Orange Park, FL (32073)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $300,473
Avg Monthly Rent $1,548
1% Rule ✗ Does Not Meet
Median Income $70,975
% Renters 37.1%

Market Analysis: 32073 Orange Park

Investors eyeing 32073 need to respect the fundamentals at play. Home values of $300K come alongside slower price movement and elevated management overhead.

Meanwhile, the numbers look inviting — $300K purchase price, 0.0% nominal cap — the work to hit that pro forma in 32073 is substantial and deserves full respect.

Statewide comparisons place 32073 among FL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

In practical terms, 42,825 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 32073 is an operator game, not a passive one. From an investor standpoint, entry prices of $300K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Orange Park:

B Good
Buy Confidence Score: 75/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Declining (-0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,548/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, FL Metro Area
More inventory, negotiating room for buyers
79 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Jacksonville, FL metro data
🏠

Property Strategy for 32073

Which property type performs best in this market?

Best for Cash Flow
2BR
6.8% cap rate
Best for Appreciation
5BR
+7.5% 5yr CAGR
Best Overall Value
2BR
$86,742/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $173,485 $1,640 6.8% +6.0% $86,742
3BR $277,141 $2,020 5.2% +6.9% $92,380
4BR $356,673 $2,530 5.1% +7.0% $89,168
5BR $468,998 +7.5% $93,800

Market Trends

Home Value History (with trend line)

$330K$284K$238K$192K$146K$100KMay 2006May 2016May 2026

Rent History (with trend line)

$1,598$1,452$1,307$1,162$1,017$872May 2016May 2021May 2026

📊 How Does 32073 Compare?

Metric 32073 Orange Park Jacksonville, FL Florida
Home Value $300,473 $313,740 N/A $374,697
5-Year CAGR 5.3% 5.2% N/A 7.4%
Avg Rent $1,548 $1,719 N/A -
Cap Rate 4.0% 4.3% - -
💡 Why Invest in 32073? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32073 (Orange Park, FL). Anonymous, moderated, never written by AI.

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Property managers serving Clay County

Manage rentals here? List your business →

Freedom Community Management provides community management services. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Green River Property Management offers property management services for houses and homes for rent in Jacksonville, Florida. summary from their website

Unclaimed — is this your business? Claim it free
North Florida Property Mgmt
Green Cove Springs, FL

North Florida Property Management provides property management services. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Jacksonville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
2/2
79 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $300,473
Monthly Rent $1,548
Price-to-Rent 16.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year -0.6% ▼
3-Year CAGR -0.4% ▼
5-Year CAGR +5.3% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year +4.3% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +4.7% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32073

Population: 42,825

💰 Median Household Income
$70,975
This area
$70,975
State
$70,737
USA
$74,580
🏠 Renter Occupied
37.1%
This area
37.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-18.0%
USA
3.7%
🎓 College Educated
25.7%
This area
25.7%
State
4.7%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.2%
This area
4.2%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 64.0%
Black/African American 18.7%
Other/Mixed 12.8%
Hispanic/Latino 8.7%
Asian 4.5%
👶 Under 18
19.1%
This area
19.1%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
7.3%
This area
7.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32073

C+ Avg School Grade
13 Schools
14.4:1 Avg Class Size
$10,722 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

GROVE PARK ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
394 Students
👨‍🏫
11.9:1 Class Size
💰
$10,722 Per Student
B+ Above Average

MONTCLAIR ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
420 Students
👨‍🏫
12.0:1 Class Size
💰
$10,722 Per Student
B+ Above Average

W E CHERRY ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
640 Students
👨‍🏫
10.5:1 Class Size
💰
$10,722 Per Student
B Good

LAKESIDE ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
725 Students
👨‍🏫
13.7:1 Class Size
💰
$10,722 Per Student
B Good

S BRYAN JENNINGS ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
497 Students
👨‍🏫
13.8:1 Class Size
💰
$10,722 Per Student
B Good

CLAY VIRTUAL FRANCHISE

📚 K – 12 K-12
👥
141 Students
👨‍🏫
5.9:1 Class Size
💰
$10,722 Per Student
B Good

ORANGE PARK ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
480 Students
👨‍🏫
16.6:1 Class Size
💰
$10,722 Per Student
C+ Average

ARGYLE ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
810 Students
👨‍🏫
15.9:1 Class Size
💰
$10,722 Per Student
C+ Average

ORANGE PARK JUNIOR HIGH SCHOOL

📚 07 – 08 Middle
👥
800 Students
👨‍🏫
19.1:1 Class Size
💰
$10,722 Per Student
C+ Average

LAKESIDE JUNIOR HIGH SCHOOL

📚 06 – 08 Middle
👥
924 Students
👨‍🏫
18.1:1 Class Size
💰
$10,722 Per Student
C Below Average

ORANGE PARK HIGH SCHOOL

📚 09 – 12 High School
👥
1,926 Students
👨‍🏫
21.0:1 Class Size
💰
$10,722 Per Student
C Below Average

CLAY VIRTUAL ACADEMY

📚 K – 12 K-12 Limited Data
💰
$10,722 Per Student
C Below Average

CLAY VIRTUAL INSTRUCTION PROGRAM

📚 K – 12 K-12 Limited Data
💰
$10,722 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
F
Fortis College-Orange Park
327 students · 1.7 mi
D
Florida Career College-Jacksonville
173 students · 2.0 mi
C
American Academy of Cosmetology
96 students · 4.6 mi
C+
Trendsetters School of Beauty & Barbering
26 students · 9.7 mi
C
Trinity Baptist College
397 students · 10.5 mi
D
Chamberlain University-Florida
839 students · 10.6 mi
F
Concorde Career Institute-Jacksonville
140 students · 10.7 mi
C
Parisian Spa Institute
198 students · 10.7 mi

Frequently Asked Questions

Is Orange Park, FL a good market for buy-and-hold investors?

Investors tracking Orange Park, FL will find a 3.0/5 rating supported by $300K median home values and $1,548/mo rents. That profile suits long-term holders targeting consistent returns.

Which investment style suits Orange Park, FL?

Investors usually favor careful cash-flow rentals with hands-on management in Orange Park, FL. With home values at $300K and rents near $1,548/mo, other strategies can work but produce predictable rather than outsized returns.

Is it easy to find good tenants in Orange Park, FL?

Tenant demand in Orange Park, FL is solid. The local workforce $1,548/mo rents across most rental classes.

Are landlord laws favorable in Orange Park, FL?

Rental owners in Orange Park, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the average monthly rent in Orange Park, FL?

Rent in Orange Park, FL is around $1,548/mo. The resulting rent-to-value relationship with $300K pricing is reasonable for most investor models.

See what 32073 really looks like for investors

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