Real Estate Investing in Jacksonville, Florida (32205)
Should you buy in 32205 (Jacksonville, FL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.0% vacancy may signal weakening demand.
What’s happening in Jacksonville, FL (32205)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32205 Jacksonville
Put differently, ZIP 32205 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $259K median. It rewards specialists, not generalists.
The 32205 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 32205 sits on the difficult end of the FL spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 32205 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Jacksonville:
Property Strategy for 32205
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $179,868 | $1,260 | 5.0% | +7.3% | $179,868 |
| 2BR | $226,355 | $1,510 | 4.8% | +6.5% | $113,177 |
| 3BR | $256,266 | $1,860 | 5.2% | +6.0% | $85,422 |
| 4BR | $363,136 | $2,330 | 4.6% | +7.0% | $90,784 |
| 5BR | $792,222 | — | — | +8.0% | $158,444 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32205 Compare?
| Metric | 32205 | Jacksonville | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $258,719 | $159,097 | N/A | $374,697 |
| 5-Year CAGR | 4.1% | 4.6% | N/A | 7.4% |
| Avg Rent | $1,531 | $1,636 | N/A | - |
| Cap Rate | 4.6% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32205 (Jacksonville, FL). Anonymous, moderated, never written by AI.
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Property managers serving Duval County
Manage rentals here? List your business →Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website
First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website
Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $258,719 |
| Monthly Rent | $1,531 |
| Price-to-Rent | 14.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.1% |
| Cap Rate | 4.6% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | -2.2% ▼ |
| 3-Year CAGR | -0.9% ▼ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | -1.9% ▼ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +5.0% ▲ |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32205
Population: 30,162
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32205
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
BILTMORE ELEMENTARY SCHOOL
CENTRAL RIVERSIDE ELEMENTARY SCHOOL
ANNIE R. MORGAN ELEMENTARY SCHOOL
PINEDALE ELEMENTARY SCHOOL
REYNOLDS LANE ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,349 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Jacksonville, FL stack up for property investment?
With a 3.0/5 investability score, Jacksonville, FL ranks as a solid market for rental property investors. Median prices of $259K and rents of $1,531/mo drive the underlying numbers.
Which investment style suits Jacksonville, FL?
In Jacksonville, FL the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $259K prices and $1,531/mo rents suits that approach.
How strong are rents in Jacksonville, FL?
Rent in Jacksonville, FL is around $1,531/mo. The resulting rent-to-value relationship with $259K pricing is reasonable for most investor models.
Does a duplex house hack pencil in Jacksonville, FL?
House hacking works a challenging in Jacksonville, FL. Rents of $1,531/mo against $259K acquisition make the strategy solid for owner-occupants.
What is the typical vacancy rate in Jacksonville, FL?
Rental vacancy in Jacksonville, FL is elevated. Investors should budget normal turnover but not chronic empty units.
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