Real Estate Investing in Houston, Texas (77086)

Harris County • Population: 28,623 • Data updated: June 2026

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Should you buy in 77086 (Houston, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Houston, TX (77086)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $220,542
Avg Monthly Rent $1,322
1% Rule ✗ Does Not Meet
Median Income $56,200
% Renters 43.4%

Market Analysis: 77086 Houston

The 77086 ZIP covers a section of Houston that demands careful diligence. Prices near $221K look accessible, but the work to make a deal cash flow is real.

On the rental side, the numbers look inviting — $221K purchase price, 0.0% nominal cap — the work to hit that pro forma in 77086 is substantial and deserves full respect.

Put differently, 77086 offers a low basis, the region around Houston has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 77086 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. durable returns are possible in 77086, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Houston:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Declining (-0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,322/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Houston-The Woodlands-Sugar Land, TX Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Houston-The Woodlands-Sugar Land, TX metro data
🏠

Property Strategy for 77086

Which property type performs best in this market?

Best for Cash Flow
4BR
7.0% cap rate
Best for Appreciation
2BR
+6.4% 5yr CAGR
Best Overall Value
5BR
$54,728/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $149,765 $1,400 6.7% +6.4% $74,882
3BR $210,450 $1,880 6.4% +5.9% $70,150
4BR $240,797 $2,350 7.0% +6.2% $60,199
5BR $273,640 +6.1% $54,728

Market Trends

Home Value History (with trend line)

$240K$205K$169K$133K$98K$62KMay 2006May 2016May 2026

Rent History (with trend line)

$1,494$1,442$1,390$1,338$1,286$1,234Feb 2024Apr 2025May 2026

📊 How Does 77086 Compare?

Metric 77086 Houston Houston-The Woodlands-Sugar Land, TX Texas
Home Value $220,542 $319,536 N/A $297,000
5-Year CAGR 4.5% 3.5% N/A 5.4%
Avg Rent $1,322 $1,549 N/A -
Cap Rate 4.7% 4.5% - -
💡 Why Invest in 77086? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77086 (Houston, TX). Anonymous, moderated, never written by AI.

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Property managers serving Harris County

Manage rentals here? List your business →

SBB Community Management provides Texas HOA management services, including financial management, property maintenance, and technology solutions, serving Dallas, Fort Worth, and Houston since 1974. summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

KPM Property Management offers end-to-end solutions including pre-acquisition due diligence, on-site property management, and development of townhomes in the Houston area. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

SBB Community Management provides Texas HOA management services for homeowners associations, condominium associations, and master-planned communities across Dallas, Fort Worth, and Houston. summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+4.5%
Moderate

📊 Market Snapshot

Home Value $220,542
Monthly Rent $1,322
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year -0.4% ▼
3-Year CAGR 0.0% ▼
5-Year CAGR +4.5% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year -7.8% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77086

Population: 28,623

💰 Median Household Income
$56,200
This area
$56,200
State
$70,593
USA
$74,580
🏠 Renter Occupied
43.4%
This area
43.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
5.7%
This area
5.7%
State
-25.4%
USA
3.7%
🎓 College Educated
11.4%
This area
11.4%
State
-5.8%
USA
33.7%
👤 Median Age
32.4 years
This area
32.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 37.8%
Hispanic/Latino 35.6%
White 33.4%
Black/African American 19.1%
Asian 9.8%
👶 Under 18
29.6%
This area
29.6%
USA
22.0%
👴 65 and Over
9.0%
This area
9.0%
USA
17.3%
📊 Poverty Rate
14.3%
This area
14.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77086

B+ Avg School Grade
7 Schools
13.6:1 Avg Class Size
$12,555 Avg Per Pupil

Schools in This ZIP Code

A Very Good

EPPS ISLAND EL

📚 Pre-K – 05 Elementary
👥
521 Students
👨‍🏫
10.9:1 Class Size
💰
$12,038 Per Student
B+ Above Average

CARMICHAEL EL

📚 01 – 05 Elementary
👥
581 Students
👨‍🏫
14.5:1 Class Size
💰
$12,943 Per Student
B+ Above Average

KUJAWA EL

📚 01 – 05 Elementary
👥
556 Students
👨‍🏫
14.1:1 Class Size
💰
$12,943 Per Student
B+ Above Average

MCDOUGLE EL

📚 Pre-K – 05 Elementary
👥
538 Students
👨‍🏫
13.0:1 Class Size
💰
$12,038 Per Student
B+ Above Average

SHOTWELL MIDDLE

📚 06 – 08 Middle
👥
929 Students
👨‍🏫
12.2:1 Class Size
💰
$12,943 Per Student
B Good

KUJAWA EC/PK/K

📚 Pre-K – K Elementary
👥
635 Students
👨‍🏫
15.2:1 Class Size
💰
$12,943 Per Student
B Good
👥
383 Students
👨‍🏫
15.5:1 Class Size
💰
$12,038 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

KAISER EL

📚 K – 05 Elementary
📍 13430 BAMMEL N HOUSTON RD, KLEIN
👥
644 Students
👨‍🏫
11.4:1 Class Size
💰
$12,038 Per Student
A Very Good

KLENK EL

📚 Pre-K – 05 Elementary
📍 6111 BOURGEOIS RD, KLEIN
👥
724 Students
👨‍🏫
12.0:1 Class Size
💰
$12,038 Per Student
B+ Above Average

CONLEY EL

📚 01 – 05 Elementary
📍 3345 W GREENS RD, HOUSTON
👥
336 Students
👨‍🏫
14.1:1 Class Size
💰
$12,943 Per Student
B+ Above Average

GRAY EL

📚 01 – 05 Elementary
📍 700 W RD, HOUSTON
👥
495 Students
👨‍🏫
13.4:1 Class Size
💰
$12,943 Per Student
B+ Above Average

GREENWOOD FOREST EL

📚 Pre-K – 05 Elementary
📍 12100 MISTY VLY, KLEIN
👥
640 Students
👨‍🏫
12.6:1 Class Size
💰
$12,038 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Premier Barber School
48 students · 1.9 mi
D
Remington College-North Houston Campus
163 students · 4.4 mi
D
Ogle School Hair Skin Nails-Willowbrook
438 students · 4.6 mi
C
Tulsa Welding School-Houston
1,799 students · 5.1 mi
C+
Champion Beauty College
26 students · 5.2 mi
D
Trend Barber College
90 students · 5.5 mi
D
Interactive College of Technology
48 students · 5.5 mi
C+
Houston Barber School
225 students · 5.6 mi

Frequently Asked Questions

What kind of market is Houston, TX for investors?

Houston, TX rates 3.0/5 for investability. With median values at $221K and rents near $1,322/mo, the market offers reasonable fundamentals for rental investors.

Are homes affordable in Houston, TX?

Typical homes in Houston, TX go for around $221K. The 5-year CAGR of 0.0% consistent price movement.

Where do rents currently stand in Houston, TX?

Expect rents around $1,322/mo per month in Houston, TX. With home values at $221K, the yield math works out to reasonable levels for rental investors.

What are vacancy rates like in Houston, TX?

Houston, TX carries elevated vacancy risk. Expect steady absorption at market rents of $1,322/mo.

Which investment style suits Houston, TX?

In Houston, TX the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $221K prices and $1,322/mo rents suits that approach.

See what 77086 really looks like for investors

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