Kaelo Articles
What High-Performing Workplaces Understand About Wellbeing
If you work in HR or work closely with employees for a living, you’ve seen it all. From the high performer who suddenly disengages. The absenteeism pattern that doesn’t make sense because it is so sudden. The manager trying to navigate a team under...
Mind and Money: Understanding the Mental Health Impact of Finances
Take Control of Financial Stress and Reclaim Your Mental Well-being In today’s economic climate, financial pressure has become a reality for many South Africans. Rising living costs, increasing debt, unemployment and ongoing uncertainty causes a...
A Dignified Send-Off Starts Here- The Real Cost of a Funeral for Employees
We recently asked our social media audience a simple question: How much does a funeral cost in South Africa? The responses showed a wide range of perceptions. 79% believe funerals cost more than R30,000, with nearly half estimating costs at over...
Rewards That Are Truly Better- No Tricks, just Savings.
Let’s be honest, in this economy, a “quick stop” at the shops can turn into a full financial plot twist. You walk in for toothpaste and walk out questioning your life choices. Saving money isn’t a luxury anymore. It’s survival. That’s why it’s...
What is the real cost of medical care?
Over the years, the cost of medical care in South Africa has become excessively high. For the average person, it is almost impossible to afford medical care as medical aid contributions keep getting higher.In this article, the focus is on the real...
Maximise Protection. Minimise Costs. Corporate Gap Cover for Modern Workforces.
As healthcare costs continue to rise in South Africa; one uncomfortable truth is becoming clear: medical aid shortfalls are no longer the exception; they’ve become the rule. At Kaelo, we’ve seen the average gap claim climb to R8,800, with some...
What are the Benefits of Having Accident Cover?
The smartest financial and personal decisions often involve preparation for life’s unexpected moments. Most people usually put focus on building savings for rainy days, acquiring wealth, or investing. However, in instances where an accident or...
Bridging The Gaps: Understanding Medical Aid Gap Cover In South Africa
In South Africa’s complex healthcare landscape, working professionals with families often navigate a maze of medical aid options. One critical component gaining attention is medical aid gap cover. This article explores the world of medical gap...
The Building of Kaelo
Kaelo has built a unique set of products and services by truly understanding the everyday challenges we all encounter. The focus is on offering products that are personal, relevant and centred around the member, policyholder and employee. Kaelo...
Addressing the HIV/AIDS Crisis: The Birth of Kaelo
Kaelo began as a business with a specific focus on HIV/AIDS motivated by the desire to make a positive impact on the devastation this epidemic was causing to so many South African families and the economy. The period around 2004 was a time when the...










