You can look at a few different types of employment background screens. Let's take a look at those now.
Verification of Social Security Numbers and Identity
An employer background screening for employment can reveal whether or not a Social Security number is authentic. It will show who it belongs to and if it's been used in the past by checking comprehensive databases such as the Social Security Administration and Department of Homeland Security records.
Online identity checks can also be used to validate an address. This information can then be compared to the information provided by a job candidate to uncover inconsistencies.
Credit History
Credit bureaus compile information from a range of sources to create credit reports. For example, banking organizations and Credit card firms provide data to credit bureaus. These credit bureaus keep records of consumers.
Although credit reporting agencies may not always contain the same information, the following common kinds of information appear on a background check:
- Credit Inquiries
- Name, date of birth, address, and other personal information
Requests for Credit
Employment credit reports include a history of credit inquiries. This will identify lenders, financial institutions, and shops who have requested a consumer's credit report.
This could include the account's opening date, the kind of account (credit card, auto loan, mortgage, etc.), the loan amount, or credit limit. It will have the current balance of the account and the borrower's payment history.
Credit reports may contain previous bankruptcies.
Credit reports can disclose several possible red flags in an applicant, especially if your new job will be managing money daily. High amounts of debt or excessive asset spending may indicate financial irresponsibility.
Criminal History
The information revealed by a criminal background check may protect business owners by disclosing a history of criminal convictions.
Criminal background checks for employment may reveal crimes committed at the federal, state, and county.
Among the several infractions that may be reported are:
- Dismissed Charges
- Acquitted Charges
- Convictions for felonies
- Convictions for misdemeanors
- Charges that are currently pending
Employers should exercise caution when evaluating the results of this type of background check for employment.
Employers may require additional information from their candidates and request more information on their background checks for employment, depending on the type of job they are searching for. Further searches include drug screening, reference checks, education verification, work history, and motor vehicle and driving records.
