Real Estate Investing in Jacksonville, Florida (32226)
Should you buy in 32226 (Jacksonville, FL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.9% vacancy may signal weakening demand.
What’s happening in Jacksonville, FL (32226)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32226 Jacksonville
The 32226 ZIP in Jacksonville, FL is a local-operator market. Outside capital chasing a $386K entry has to pair deep knowledge with the discount.
The 32226 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 32226's metrics run below Duval County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 32226 includes headwinds that any investor should price in. Income distribution skews lower than Jacksonville averages, and tenant stability requires active management.
The 32226 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Jacksonville:
Property Strategy for 32226
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $291,848 | $2,490 | 6.1% | +6.9% | $145,924 |
| 3BR | $339,758 | $3,070 | 6.5% | +6.8% | $113,253 |
| 4BR | $390,163 | $3,850 | 7.1% | +6.7% | $97,541 |
| 5BR | $475,215 | — | — | +7.5% | $95,043 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32226 Compare?
| Metric | 32226 | Jacksonville | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $386,353 | $159,097 | N/A | $374,697 |
| 5-Year CAGR | 5.3% | 4.6% | N/A | 7.4% |
| Avg Rent | $2,383 | $1,636 | N/A | - |
| Cap Rate | 4.8% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32226 (Jacksonville, FL). Anonymous, moderated, never written by AI.
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Property managers serving Duval County
Manage rentals here? List your business →Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website
First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website
Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $386,353 |
| Monthly Rent | $2,383 |
| Price-to-Rent | 13.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 10.1% |
📈 Home Appreciation
| 1-Year | +1.1% ▲ |
| 3-Year CAGR | -0.4% ▼ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | -2.2% ▼ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +4.4% ▲ |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32226
Population: 20,396
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32226
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,349 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Which real estate strategy fits Jacksonville, FL?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Jacksonville, FL. The numbers - $386K homes against $2,383/mo rents - support that play.
Are eviction rules reasonable in Jacksonville, FL?
For rental operators, Jacksonville, FL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Where do rents currently stand in Jacksonville, FL?
Investors in Jacksonville, FL typically see rents near $2,383/mo per month against $386K home values - a solid setup for rental cash flow.
Is Jacksonville, FL suited for a house hack?
The a challenging house-hack environment in Jacksonville, FL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Is vacancy a concern in Jacksonville, FL?
Expect elevated vacancy in Jacksonville, FL. Rents at $2,383/mo are absorbed by the tenant base without meaningful lag.
See what 32226 really looks like for investors
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