Real Estate Investing in Jacksonville, Florida (32277)
Should you buy in 32277 (Jacksonville, FL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.4% vacancy may signal weakening demand.
What’s happening in Jacksonville, FL (32277)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32277 Jacksonville
Not every below-median market is a bargain. Jacksonville's 32277 ZIP sits at signals that favor experienced operators who can absorb the risk $286K pricing implies.
Meanwhile, the numbers look inviting — $286K purchase price, 0.0% nominal cap — the work to hit that pro forma in 32277 is substantial and deserves full respect.
In the broader FL picture, 32277 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 32277 includes headwinds that any investor should price in. Income distribution skews lower than Jacksonville averages, and tenant stability requires active management.
New investors are better served looking at Jacksonville's stable or hybrid ZIPs before stepping into 32277. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Jacksonville:
Property Strategy for 32277
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $166,085 | $1,500 | 6.5% | +7.5% | $83,042 |
| 3BR | $262,776 | $1,850 | 5.1% | +6.9% | $87,592 |
| 4BR | $349,111 | $2,320 | 4.8% | +7.2% | $87,278 |
| 5BR | $427,809 | — | — | +7.9% | $85,562 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32277 Compare?
| Metric | 32277 | Jacksonville | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $285,789 | $159,097 | N/A | $374,697 |
| 5-Year CAGR | 5.3% | 4.6% | N/A | 7.4% |
| Avg Rent | $1,498 | $1,636 | N/A | - |
| Cap Rate | 4.1% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32277 (Jacksonville, FL). Anonymous, moderated, never written by AI.
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Property managers serving Duval County
Manage rentals here? List your business →Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website
First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website
Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $285,789 |
| Monthly Rent | $1,498 |
| Price-to-Rent | 15.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | +0.1% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +6.3% ▲ |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32277
Population: 35,310
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32277
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
ARLINGTON MIDDLE SCHOOL
WOODLAND ACRES ELEMENTARY SCHOOL
ARLINGTON ELEMENTARY SCHOOL
ARLINGTON HEIGHTS ELEMENTARY SCHOOL
BRIDGEPREP ACADEMY
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,349 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What do rentals go for in Jacksonville, FL?
Average rent in Jacksonville, FL is approximately $1,498/mo per month. Against $286K home values that yields a reasonable rent-to-price ratio.
Which real estate strategy fits Jacksonville, FL?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Jacksonville, FL. The numbers - $286K homes against $1,498/mo rents - support that play.
Is Jacksonville in FL worth investing in?
Investors tracking Jacksonville, FL will find a 3.0/5 rating supported by $286K median home values and $1,498/mo rents. That profile suits long-term holders targeting measured returns.
Does a duplex house hack pencil in Jacksonville, FL?
For house hackers, Jacksonville, FL is a challenging. The $1,498/mo rent on a unit helps defray the mortgage on a $286K property.
Is Jacksonville, FL good for landlords?
For rental operators, Jacksonville, FL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
See what 32277 really looks like for investors
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