Real Estate Investing in Jacksonville, Florida (32225)
Should you buy in 32225 (Jacksonville, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Jacksonville, FL (32225)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32225 Jacksonville
ZIP 32225 in Jacksonville, FL carries a durable set of headwinds. Home values near $380K and rents of $1,767/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 32225 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 32225 among FL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
A durable renter share of 32% in 32225 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 32225 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Jacksonville:
Property Strategy for 32225
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $200,984 | $1,930 | 6.9% | +6.7% | $100,492 |
| 3BR | $341,787 | $2,380 | 5.0% | +7.3% | $113,929 |
| 4BR | $450,062 | $2,980 | 4.8% | +7.7% | $112,516 |
| 5BR | $673,969 | — | — | +8.5% | $134,794 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32225 Compare?
| Metric | 32225 | Jacksonville | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $379,757 | $159,097 | N/A | $374,697 |
| 5-Year CAGR | 6.0% | 4.6% | N/A | 7.4% |
| Avg Rent | $1,767 | $1,636 | N/A | - |
| Cap Rate | 3.6% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32225 (Jacksonville, FL). Anonymous, moderated, never written by AI.
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Property managers serving Duval County
Manage rentals here? List your business →Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website
First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website
Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $379,757 |
| Monthly Rent | $1,767 |
| Price-to-Rent | 17.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | +1.0% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | +0.2% ▲ |
| 3-Year CAGR | +0.2% ▲ |
| 5-Year CAGR | +4.2% ▲ |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32225
Population: 54,591
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32225
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,612 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Jacksonville, FL?
The median home value in Jacksonville, FL is roughly $380K. That puts it reasonable relative to the FL statewide average.
How quickly do rentals get leased in Jacksonville, FL?
Jacksonville, FL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How do experienced investors play Jacksonville, FL?
In Jacksonville, FL the notable play is typically careful cash-flow rentals with hands-on management. The combination of $380K prices and $1,767/mo rents suits that approach.
Is Jacksonville, FL good for house hacking?
House hacking in Jacksonville, FL is reasonable to execute. Prices around $380K and rents of $1,767/mo solid owner-occupant economics.
What is it like being a landlord in Jacksonville, FL?
Jacksonville, FL operates under FL law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
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