Expert Xactimate
Estimating
Services In USA
Delivered in 24-48 Hours
Allstate Estimation delivers professional Xactimate estimating services for public adjusters, restoration contractors, general contractors, and insurance professionals nationwide. Our certified Xactimate estimators produce accurate, audit-ready estimates - faster than in-house staff.
Projects Delivered
Bid-Win Ratio
Industry Experience
Nationwide Coverage
Your Trusted Xactimate Estimating Partner
Allstate Estimation is a dedicated Xactimate estimating services company founded by former insurance adjusters and licensed contractors. We understand the Xactimate platform - its pricing databases, line item codes, trade pricing, and carrier-specific requirements at a depth that generic estimating firms simply don't. Whether you're a public adjuster building a supplement, a restoration contractor submitting a first notice of loss, or a general contractor seeking Xactimate construction estimating for an insurance claim project, our team delivers estimates that hold up under scrutiny and get approved faster.
Complete Xactimate Estimate Services for Every Claim Type
From water and fire damage to roofing, mold, and large-loss commercial projects - Allstate Estimation covers every claim type on the Xactimate platform with speed, accuracy, and full compliance.
What You Receive With Every Xactimate Estimate
Every Xactimate estimate we deliver is prepared for accuracy, transparency, and fast claim processing. Our reports are organized to help adjusters, contractors and restoration teams review, submit and negotiate claims with confidence.
What Our Xactimate Estimate Services Cover
From first line item to final O&P calculation - here's a complete breakdown of our Xactimate cost estimating capabilities across all loss types and construction trades.
Who we work with
Our Xactimate estimating services support every professional in the property insurance and restoration ecosystem from solo public adjusters to multi-state restoration franchises.
Public Adjusters
Supplement writing, full claim estimates, and denial support built to maximize policyholder recovery
Restoration Contractors
Mitigation and rebuild estimates for water, fire, mold, and storm damage claims - carrier-ready from day one
Insurance Companies
Overflow estimating support for staff adjusters and field CAT teams during high-volume loss events
General Contractors
Xactimate construction estimating for insurance-funded rebuild projects requiring carrier-format deliverables
Roofing Companies
Storm damage estimates, O&P recovery, and supplement support for roofing contractors working insurance claims
PA Firms & Agencies
White-label outsource Xactimate estimating under your firm's brand - scalable capacity with zero overhead
Commercial Property Managers
Large-loss commercial Xactimate estimates for institutional and portfolio property owners navigating complex claims
Independent Adjusters
Remote Xactimate estimator support for independent adjusters managing high claim volume or CAT deployments.
Our Simple 4-Step Xactimate Workflow
Our online Xactimate estimate services are built for speed and clarity. From first contact to final deliverable - here's exactly what to expect when you work with us.
Submit Your Project Details
Share your loss photos, scope of work notes, inspection report, moisture maps, or floor plan through our secure portal. Any format accepted - PDF, Xactimate ESX, photos, or a written scope. Our remote Xactimate estimator team reviews within 2 hours.
Scope Review & Estimator Assignment
We review your project type and assign a certified Xactimate estimator with direct experience in your loss category - water, fire, roofing, mold, or commercial. Any ambiguities are clarified upfront, not at delivery.
Xactimate Estimate Build
Your estimator builds the complete scope inside Xactimate estimating software - line by line, using the correct ESX codes, current zip-code pricing, accurate quantities, and proper scope notes. O&P, depreciation, and ACV/RCV calculations are included where applicable.
Delivery, ESX File & Revisions
Receive your complete estimate as both a PDF and an editable Xactimate ESX file - ready to submit or import into your own Xactimate account. Unlimited revisions until approved. For outsource Xactimate estimating clients, white-label PDF delivery is standard.
Estimating software we use on every project
What Our Clients Say
"Their certified Xactimate estimators recovered $34,000 in supplement dollars our initial adjuster missed - O&P, code upgrades, and hidden scope we wouldn't have caught ourselves. This is the outsource Xactimate estimating partner we've been looking for."
"We run 60-80 water damage claims per month. Allstate Estimation's online Xactimate estimate services let us scale without hiring. Turnaround is 24-36 hours, the estimates are clean, and carriers rarely push back. Exactly what a restoration company needs."
"I was skeptical about outsourcing my Xactimate estimating, but Allstate Estimation's affordable Xactimate estimating services are legitimately half the cost of my last in-house estimator and the quality is better. The ESX files import perfectly into my account."
Why Contractors Choose Us For Xactimate Estimating Services
We're not a general estimating firm that dabbles in Xactimate. Allstate Estimation was built exclusively for Xactimate-based claims and insurance restoration projects - it's all we do, and we do it exceptionally well.
Xactimate-Exclusive Expertise
Our freelance Xactimate estimators and in-house team hold Xactimate Level 1 and Level 2 certifications. We know every ESX code, every price category, and every carrier quirk - so your estimates go through clean.
24-48 Hour Standard Turnaround
Most residential Xactimate estimates are delivered within 24-48 hours. Commercial or complex large-loss projects within 3-5 business days. Rush service is available for time-sensitive claim deadlines.
Maximize Every Claim Dollar
Our supplement-trained certified Xactimate estimators systematically capture hidden damages, code upgrades, general conditions, and O&P entitlement - recovering dollars that generic estimates leave on the table.
40% Cost Savings vs. In-House Estimators
Eliminate salary, benefits, software licenses, and training costs. Our affordable Xactimate estimating services deliver professional-grade output at flat project rates - saving most firms 35-45% compared to a full-time estimator.
Insurance-Compliant Accuracy
Every estimate is written to align with carrier guidelines, local pricing databases, and restoration industry standards. Our team reduces revision requests, minimizes estimate rejections, and helps adjusters close claims faster with clear, audit-ready documentation.
Scalable Support During CAT Events
From daily residential claims to high-volume catastrophe losses, our team can scale quickly to handle surge workloads without compromising turnaround time or estimate quality. Whether it's hail, hurricane, fire or water damage claims - we keep your pipeline moving efficiently.
Xactimate Estimation FAQs
Xactimate estimating software is the industry-standard platform for property insurance claims estimating. Over 70% of U.S. insurance carriers require or prefer Xactimate-formatted estimates. Using Xactimate-correct line items, ESX codes, and zip-code pricing ensures faster adjuster approval and fewer disputes.
Most residential water, fire, or roofing estimates are delivered within 24-48 hours of receiving your complete project information. Commercial or large-loss estimates typically take 3-5 business days. Rush 12-hour turnaround is available for an additional fee on select claim types.
Yes. Every estimator on our team holds an active Xactimate Level 1 or Level 2 certification. Several team members are also former licensed adjusters and IICRC-certified technicians, giving us deep expertise across both the claims and construction sides of every project.
Both. Every completed estimate is delivered as a PDF report and an editable Xactimate ESX file. You can import the ESX directly into your own Xactimate account for review, modification, or submission. This is a standard feature of all our Xactimate estimate services - no extra charge.
Absolutely. Our outsource Xactimate estimating service is 100% white-label. We deliver under your company name and letterhead, using your templates and formatting preferences. A standard NDA is signed before any project begins. Many PA firms and restoration companies rely on us exclusively without their clients ever knowing we're involved.
At minimum, we need: the loss address, date of loss, claim type, and scope photos or an inspection report. Optionally, floor plans, moisture maps, or a written scope will speed up the process. For remote Xactimate estimator assignments, everything is submitted digitally - no site visit required from our end.
We offer flat-rate project pricing based on claim type and square footage - no hourly billing, no retainers, no minimums. Our affordable Xactimate estimating services start at competitive flat rates for residential claims. Contact us for a quote tailored to your volume and project mix.
Yes. During CAT events and peak storm seasons, we provide dedicated freelance Xactimate estimators on a surge-capacity basis. Whether you need one estimate or one hundred - we scale to your volume with the same turnaround commitments and quality standards.
Upload Plans & Get a Free Estimate Today
Join 1,200+ contractors across all 50 US states who trust All State Estimation for accurate, fast, and NDA-protected construction estimating services. Starting from $149.