Money Talk

Expert guidance and resources to help you manage credit card debt.

Discover practical repayment strategies, budgeting tips, and support.

UK Household Spending Is Rising Fast – Here’s What the Data Says

UK households are spending 56.5% more per week than they were in 2002 - and the pressure isn't letting up. Updraft's new analysis of ONS ...

TikTok Hack Debunked: Is Airport Parking Cost Really Lower Than Hotels?

Think booking an airport hotel with parking is a clever way to save? Think again. A new investigation by Updraft debunks the viral TikTok travel ...

How to save on Tube costs ahead of rising costs in March

Think you know what affects your credit rating? You might be part of the 26% of Brits who don't. Updraft founder Aseem Munshi debunks the ...

AI can make more marketing, but it can’t make it better – Updraft brand founder & ex-Just Eat CMO Mat Braddy

Mat Braddy, co-founder and former CMO of Just Eat, argues that AI is brilliant at producing more marketing faster — but better marketing was never ...

How to Reduce Your Energy Bills as Oil Prices Rise: Save Up to £1,433

With global oil prices rising and energy costs squeezing UK households, many Brits are feeling the pressure on their monthly budgets. Updraft founder Aseem Munshi ...

Expert debunks the four common credit score myths Brits still believe

Think you know what affects your credit rating? You might be part of the 26% of Brits who don't. Updraft founder Aseem Munshi debunks the ...

Smart Money Habits to Stay Debt-Free in 2025

Your credit report is your financial CV, acting as the primary record lenders use to assess your reliability . This guide demystifies the information held ...

Guide to Debt Consolidation Loans with Bad Credit

Consolidating debt with a lower credit score requires careful planning due to higher interest rates and limited product options. This guide explore specialist UK routes ...

Spring Savings: TikTok’s Top 5 Free Museums for Families

Beat the cost-of-living squeeze this spring with TikTok's favourite free museums. From London's British Museum to York's National Railway Museum, we’ve rounded up the best ...

Should You Use a Personal Loan to Pay Off Your Credit Cards?

Considering a loan to clear credit cards? Learn how consolidation works and if it is the right path to financial freedom for you.

Breaking the Cycle: A Practical Guide to Reclaiming Your Financial Momentum

Breaking the Cycle: A Practical Guide to Reclaiming Financial Momentum in 2026

High interest rates and complex credit systems can make you feel like you're standing still. Break the cycle with our practical guide to auditing your ...

Credit Reports Explained: What Lenders Really See

Your credit report is your financial CV, acting as the primary record lenders use to assess your reliability . This guide demystifies the information held ...

Individual Voluntary Arrangement vs Bankruptcy: UK Guide

When debt feels overwhelming, formal legal solutions like an IVA or bankruptcy can offer a way to write off unaffordable debt and make a fresh ...

Brits warned of important PIN rule when using food delivery services, to avoid costly scams

Is your takeaway safe? A viral delivery PIN scam is targeting hungry Brits. Updraft reveals the one simple mistake that could cost you your dinner ...

Harry Styles fans warned against using BNPL for concert tickets

Thinking of using BNPL for Harry Styles tickets? Updraft's latest analysis reveals why Gen-Z fans are risking their credit scores for Love On Tour. Discover ...

Debt Payoff Calculator: See How Fast You Could Be Debt-Free

Visualising the finish line is the first step to financial freedom. Our free debt payoff calculator shows you exactly how small, consistent extra payments directly ...

How to Improve Your Credit Score Quickly in the UK

Improving your credit score doesn't have to be a mystery. While building a top-tier score takes time, high-impact actions like registering on the electoral roll ...

Gen-Z warned about credit score risks, as Brits turn to BNPL schemes to book holidays

January 2026 is seeing a surge in holiday bookings funded by BNPL. While tempting, these schemes can impact credit scores. Discover how to use credit ...