Virtual IBANs

Access unlimited virtual IBANs. Instantly.
Upgrade your client payment account infrastructure and eliminate payment reconciliation pain with easy-to-implement virtual IBANs.

Your account infrastructure, powered by us

Every business is built on the same bedrock: payments in and payments out. That’s why your business needs an account infrastructure that can scale as quickly as you are.
Once you’ve opened the pooled accounts your business needs, you can allocate unique virtual IBANs for every one of your customers, so you can track every penny and every cent.

Your account infrastructure, powered by us

Scale Faster. Reconcile Instantly. Expand Globally.

Unlimited virtual IBANs

IN THE NAME OF YOUR CUSTOMERS

100 or 100,000: you can allocate as many named virtual IBANs as you need, when you need them, for all your underlying clients.

Automate reconciliation

AND SIMPLIFY YOUR OPERATIONS

Remove human error and enhance your customer experience with full visibility over every incoming and outgoing transaction.

Every major currency

ALL IN ONE PLACE

Open accounts and virtual IBANs with multiple currencies for your global customers.

Take your accounts up a gear

With OpenPayd, you can use our API-powered technology to provide a unique virtual IBAN to every one of your clients in seconds.

So no matter how quickly your business scales, whether at home or abroad, you’ll have the infrastructure you need, at your fingertips.

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One API, limitless virtual IBANs

Our API is built by developers, for developers. With our documentation and sandbox environment, you’ll be up and running in as little as two weeks. And as your needs evolve, you can plug in additional financial services using OpenPayd’s modular platform.

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Your new virtual IBANs infrastructure

Build a little or build a lot. Our payments and banking infrastructure is ready for whatever you need:

Pooled Account

Pooled Account

Open Pooled account in Euro, GBP and other currencies.
Named virtual IBANs

Named virtual IBANs

Start allocating named virtual IBANs for your underlying clients.
Multi-Currency

Multi-Currency

Combine with our multi-currency account infrastructure and pay-out functionality to super-charge your global presence.

Open virtual IBANs with 13 lines of code

Simple, but effective. That’s our philosophy behind every API call. Generate a virtual IBAN for a linked client with just two required parameters (“Currency” and a “friendlyName” for the account) and three optional ones. That’s all it takes to allocate vIBANs like a pro.

Ready to explore using our API in your environment? Get started with our Sandbox today.

Open virtual IBANs with 13 lines of code

Payments that are fast, secure and easy to manage

Fiat payment services are provided by OpenPayd Financial Services Malta Limited and SettleGo Solutions Limited (trading as OpenPayd).
Digital asset services are provided by OP Digital Services Limited and OpenPayd Canada Inc.
For a more detailed breakdown, see our Group Overview Page

Accept Payments Receive payments in every major currency LEARN MORE
Send Payments Automate global payouts at scale LEARN MORE
Stablecoins Move and manage stablecoins LEARN MORE
Pooled Accounts Segregate accounts to power your business LEARN MORE
Multi-Currency Accounts 35 Major currencies within a single account LEARN MORE
On/off Ramp Move seamlessly between fiat and digital assets LEARN MORE

How can we help you?

If you need more information, here's how OpenPayd can help:

See our platform in action

Your new payment infrastructure

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Partner with us

Become an OpenPayd introducer or banking partner

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Recruitment portal

How to secure a role at OpenPayd

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