Developers > OpenPayd API

ONE API, UNLIMITED POSSIBILITIES

Access the financial infrastructure you need with a single, seamless API designed for developers.

Out of the box payments and banking infrastructure

Every embedded finance project hinges on one question: How good is the API? It’s the point that makes (or breaks) every implementation. At OpenPayd, we built our API for developers, with low integration times and accessible documentation. Everything you need to implement a banking solution, fast.

Sandbox

Our sandbox is a testing environment where you can see how to use our API to create accounts, manage transactions, make payments and more.

SANDBOX

Documentation

We don’t believe in surprises. All our integration documentation, guides and API reference information are available in one place.

DOCUMENTATION

cURL
                            curl --location --request POST 'https://sandbox.openpayd.com/api/oauth/token?grant_type=client_credentials \
                            --header 'Authorization: Basic base64(username:password)' \
                            --header 'Content-Type: application/x-www-form-urlencoded'
                            {
                            "access_token": "eyJhbGciOiJSUzI1NiIsInR5c...",
                            "token_type": "bearer",
                            "expires_in": 899,
                            "scope": "test",
                            "accountHolderId": "570de05f-2517-4b5e-aa2c-b8abacf13d00",
                            "clientId": "015c8655-c5ad-4c05-9146-d232792acc36",
                            "referralId": "e42e06db-f40c-48d0-8d69-4dd194027541",
                            "accountHolders": {
                            "570de05f-2517-4b5e-aa2c-b9abacf13d00": {
                                "accountHolderDisplayName": "Test Business",
                                "id": "570de05f-2517-4b5e-aa2c-b9abacf13d00",
                                "accountHolderType": "BUSINESS",
                                "accountHolderStatus": "ACTIVE",
                                "referralId": "e42e06db-f40c-48d0-8d69-4dd19b027541"
                            }
                            },
                            "accountHolderStatus": "ACTIVE",
                            "clientTenantId": "b300b9ee-41c2-4ce3-86b6-4678e7fb6fee",
                            "authorities": [
                            "SIMULATE_WEBHOOK",
                            "GET_BALANCE",
                            "CREATE_BANK_PAYOUT",
                            "CREATE_WEBHOOK",
                            "CREATE_TRANSACTION",
                            "CREATE_REFUND",
                            "GET_WEBHOOK",
                            ..."
                            ],
                            "jti": "2891e435-8920-4466-865f-573e4a929cee",
                            "accountHolderType": "BUSINESS"
                            }

By leading experts in tech

Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.

TRY OUR DEMO

Everything you need, in one place

One Single API

The entire OpenPayd platform delivered through a single API, minimising your integration work.

INTEGRATION GUIDES

Payments that are fast, secure and easy to manage

Fiat payment services are provided by OpenPayd Financial Services Malta Limited and SettleGo Solutions Limited (trading as OpenPayd).
Digital asset services are provided by OP Digital Services Limited and OpenPayd Canada Inc.
For a more detailed breakdown, see our Group Overview Page