Financial Services Infrastructure
Move and Manage Money Globally
Accounts, payments and trading solutions built for the digital economy. Our combination of licencing and technology infrastructure enables global businesses to launch new financial services with full interoperability between fiat and digital assets.
Embed accounts and payments wherever they’re needed in your product environment. Whatever you’re building, our tech will give you the functionality you need.
Offer the services your customers need, where they need them, with our global licensing and regulatory coverage underpinning every payment you make.
Payment reconciliation giving your operations team a headache? Get an unlimited number of virtual IBANs that reconcile every payment automatically. Chase growth, not funds.
OpenPayd is trusted to process over $240 billion every year with industry-leading uptime. Work with an infrastructure provider you can rely on.
The universal financial infrastructure
Digital businesses deserve better banking and payments. Too many are still trying to build modern user experiences on top of decades-old infrastructure. We knew there must be a better way.
At OpenPayd, we are powering the growth of the digital economy with our universal financial infrastructure. Using our API-led platform, innovative companies can build new products, streamline their operations and manage their payments on a global scale.
Products
Payments
Domestic. International. Real-time. Our ever-expanding network keeps your payments fast and user-friendly, wherever you operate.
Accounts
Manage all your company and customer balances with one powerful account infrastructure that’s built for scale.
Trading
Convert all major currencies and digital assets with instant settlement through our API, dashboard or OTC desk.
Built for Developers
Our intuitive, fully-documented REST API is designed, built, and maintained by developers, for developers. Go live in a matter of days with our simple integration and access to industry-leading support. Want to explore first? Get instant access to our sandbox environment.
cURL curl --location --request POST 'https://sandbox.openpayd.com/api/oauth/token?grant_type=client_credentials \ --header 'Authorization: Basic base64(username:password)' \ --header 'Content-Type: application/x-www-form-urlencoded' { "access_token": "eyJhbGciOiJSUzI1NiIsInR5c...", "token_type": "bearer", "expires_in": 899, "scope": "test", "accountHolderId": "570de05f-2517-4b5e-aa2c-b8abacf13d00", "clientId": "015c8655-c5ad-4c05-9146-d232792acc36", "referralId": "e42e06db-f40c-48d0-8d69-4dd194027541", "accountHolders": { "570de05f-2517-4b5e-aa2c-b9abacf13d00": { "accountHolderDisplayName": "Test Business", "id": "570de05f-2517-4b5e-aa2c-b9abacf13d00", "accountHolderType": "BUSINESS", "accountHolderStatus": "ACTIVE", "referralId": "e42e06db-f40c-48d0-8d69-4dd19b027541" } }, "accountHolderStatus": "ACTIVE", "clientTenantId": "b300b9ee-41c2-4ce3-86b6-4678e7fb6fee", "authorities": [ "SIMULATE_WEBHOOK", "GET_BALANCE", "CREATE_BANK_PAYOUT", "CREATE_WEBHOOK", "CREATE_TRANSACTION", "CREATE_REFUND", "GET_WEBHOOK", ..." ], "jti": "2891e435-8920-4466-865f-573e4a929cee", "accountHolderType": "BUSINESS" }
“By partnering with OpenPayd and integrating their embedded finance infrastructure we’re bridging the gap between traditional and digital markets, and enabling our institutional clients to move fiat currency as swiftly and effortlessly as they transfer digital assets. This collaboration enhances our best-in-class settlement infrastructure, allowing us to support our clients with 24/7/365 instant settlement across multiple currencies. ”
Massimo Di Placido, Group CFO at B2C2
“As we accelerate our growth and expansion, we are committed to building robust banking and payments infrastructure that empowers our clients to invest in all asset classes, eliminate friction, expand access across borders. Partnering with OpenPayd underscores this commitment to operational excellence, scalability and allows us to harness cutting-edge technology and domain expertise – strengthening Kraken’s leadership position in the evolution of finance. ”
Kaushik Sthankiya, Global Head of Banking and Payments at Kraken
“We chose to work with OpenPayd because of its strong embedded finance capabilities, its ability to help us access SEPA real-time payment rails and the speed of integration its API enables. This collaboration forms part of our continued efforts to enhance a first-class customer service experience to our growing user base. ”
Paolo Ardoino, CTO at Bitfinex
“The future of global finance depends on seamless interoperability between traditional infrastructure and digital assets. Our collaboration with OpenPayd gives enterprises reliable access to RLUSD, combining the stability and compliance they expect with the connectivity they need. This is how we accelerate real-world adoption of stablecoins at scale, ”
Jack McDonald, SVP Stablecoins, Ripple
“At Wirex, we strive to bridge the gap between the traditional and digital economies, so it’s vital that our customers can easily make and receive payments via SEPA Instant and Faster Payments. OpenPayd’s tech stack is not only state of the art and easy to integrate, it’s also proven at scale – processing millions of transactions monthly, ”
Pavel Matveev, CEO and Co-Founder of Wirex
“As we continue to grow, we’ve chosen to partner with OpenPayd to overhaul our operations. OpenPayd’s unique API-driven infrastructure will help our teams continue to shape the future of payments, automating time-consuming processes, delivering improved operational efficiency and an even better service for our customers. ”
Rupert Lee-Browne, CEO at Caxton
“Speed, reliability and access to liquidity are fundamental to our institutional operations,” “Partnering with OpenPayd allows us to offer just that, with instant access to fiat rails, seamless integration, and a payments network purpose-built for the digital asset industry. ”
Boris Sebosik, Head of OTC and Business Development at Wincent
