Personal Banking
Convenience is never far away.
Our bank offers a variety of personal banking solutions designed to help you reach your financial goals.
Checking Account
When it comes to checking accounts, you have the freedom of choice. No matter what your checking needs are, we have an account for you.
Savings Account
Featuring a low minimum balance to avoid monthly maintenance fees, this account helps you keep the money you work so hard to make.
CDs
Let us help you grow your savings with a certificate of deposit (or CD). Save money and earn interest at the same time.
Mobile Wallet
Speed through checkout with ease. As the world becomes more digitally reliant, it is crucial to provide our customers with access to their funds on emerging platforms. Simple and reliable options are now available to help you budget, shop and pay—whenever, wherever.
Direct Deposit
With Direct Deposit, you can skip a trip to the bank! Have your paycheck, pension, Social Security and other sources of income credited to your bank account electronically. There are no checks to be lost or stolen, and you can access your funds as soon as they post!
Put Add Cash1 on your shopping list.
With Add Cash, you can quickly and securely add cash into your checking account at participating retailers.
Start using Add Cash today!
24/7 Access with Digital Banking
Our advanced online and mobile banking platform allows you to bank anywhere, anytime.
- Transfer funds between FNBT/FCB accounts
- Manage and edit alerts—stay notified
- Money Management tools available for spending, budgeting, and goals
1 Subject to a $2.00 fee per transaction as disclosed on the Banking Services/Fee Schedule. Terms and Conditions apply. Service provided by Green Dot®. ©2026 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.
All accounts subject to Non-Sufficient Funds (NSF) Fee of $17 per Item and Overdraft Fee of $34 per Item, except for the eAccount, Flex Account, and Power Stash.
See our Banking Services/Fee Schedule for additional account-related service fees.