Loans
Whatever your goals are, our loans can help get you there.
The only thing standing between you and opportunity is an application.
Personal Loans
When it comes to borrowing money, you have the ability to choose. We offer a large assortment of personal loans so you can finance personal purchases and projects with confidence.
Auto Loans
Home Loans

Mortgage Center
Buying a home can be a stressful experience, but it doesn't have to be. Our home loan experts can walk you through the process step by step and beyond. You'll see why so many people trust First Community Mortgage!

Home Equity Loans
Our bank offers competitive interest rates on our fixed-rate, fixed-term home equity loans. Use the equity in your home to lower your monthly expenses, make home improvements, consolidate existing debts, and finance major purchases.
The approval process is simple and fast! For added convenience, you can even have your monthly payment automatically deducted from your First National Bank Texas or First Convenience Bank account.
Home Equity Loans are only available to consumers who reside in Arizona, Arkansas, New Mexico, and Texas.
Business Loans
SBA Loans
Our Business First Lending staff is committed to the growth and success of businesses, and we are ready to help you take your business to new heights.
Commercial Loans
Our Commercial Lending staff is ready to help you take your business to new heights with a great selection of our financial business solutions.
Fair Credit Reporting Act
We strive to report credit and other applicable transactions to major credit reporting agencies in an accurate and timely manner. If you feel your credit report contains incorrect information, please notify us in writing and provide the account names and numbers with a brief description of the disputed information along with your contact information. We will investigate your dispute in accordance with the Fair Credit Reporting Act.
Please mail your notification to:
First National Bank Texas / First Convenience Bank
Attn: Loan Operations
P.O. Box 909
Killeen, Texas 76540–0909
Personal Banking Services and Features
1The first monthly payment on your new auto loan may be scheduled up to 60 days after the closing date of the loan. The actual number of days will depend on the terms of the loan. Interest will accrue on your new loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.
All loans and collateral subject to approval.

