HUD Approved First Time Homebuyer Workshop
6-Hour Workshop & Certification Course
Your first home is one of the most important investments you will make. Learn everything you need to know about buying and owning your own home. Topics include:
Pros & Cons of Homeownership
Determining How Much You Can Afford
Understanding Credit
Obtaining A Mortgage
Down Payment Assistance Programs
Shopping for a Home
Maintaining Your Home

The mission of SFHDC is to foster financial stability through the development of affordable housing, the facilitation of homeownership and the economic empowerment and revitalization of Bayview Hunters Point, the Fillmore, and other neighborhoods of San Francisco.
LOOKING FOR A WAY TO STAY IN THE CITY?
“SFHDC will give you back your life, they will give you purpose again, they are hope.”
—Alejandro Versoza, Proud Bayview Resident and FEC Client Assisted with Foreclosure Prevention
WHAT WE DO
Economic Development
SFHDC’s Economic Development team fosters significant economic growth, with a focus on supporting Black-owned businesses. Key initiatives include the Minding My Black-Owned Business Cohort, which equips startups with essential skills and grant funding, boosting dozens of Black-owned ventures with help from the City’s DreamKeeper initiative, and our online and in-person In The Black marketplace that offers affordable retail space and coaching to over 20 small Black-owned businesses. Additionally, this team was responsible for the 2023 Juneteenth festival in the Fillmore, which attracted over 20,000 visitors, featured 3 stages, a Grammy-award winning artist, & enhanced the visibility of 50 African-American retail vendors & 24 nonprofits.
Housing Development
Our goal is to transform lives. Since 1988, SFHDC has met this goal through delivery of safe, affordable and attractive housing, serving a variety of household incomes. SFHDC’s affordable homes have provided a broad range of residents — families, individuals, seniors, and those with physical and mental disabilities — the option to stay in their communities. Through the new construction of single-family homes and multi-family buildings, and the preservation of existing housing, SFHDC has provided over 1,400 affordable homes for low- and moderate-income households, with another 375 units in development.
Financial Empowerment
Each year, SFHDC’s Financial Empowerment Center (FEC) works to raise the financial capability of approximately 1,500 renters, aspiring homebuyers, and existing homeowners through weekly educational workshops and one-on-one counseling. Clients obtain tools to improve their financial health and increase their wealth by decreasing consumer debt, establishing or enhancing credit, building equity, and increasing their savings. We also provide access to affordable, safe financial products and loan programs, and support low- and moderate- income individuals in applying for affordable housing. SFHDC is a HUD-approved Local Housing Counseling Agency — one of only five in San Francisco.
Resident Services
SFHDC provides on-site, comprehensive, and culturally competent social services for roughly 2,500 residents at properties that we have developed or renovated, including five Rental Assistance Demonstration sites. Our team connects residents with each other and with their neighborhood through extensive community engagement, and empowers residents to overcome any barriers affecting their ability to remain stably housed. Our resident enrichment and community building programs include organized exercise, game days, movie nights, holiday events, educational field trips, and student leadership programs that are hand-tailored for each location and resident population.
The San Francisco Housing Development Corporation (SFHDC) was established IN 1988 by Black community leaders who wanted to counter the widespread, disproportionate displacement of African Americans in San Francisco. Today, SFHDC serves low- and moderate-income individuals throughout the city, with a particular focus on the Fillmore and Bayview Hunters Point neighborhoods. Through its four core programs, Affordable Housing Development, Resident Services, Financial Empowerment, and Economic Development, SFHDC empowers approximately 5,000 San Franciscans annually, helping them achieve stability and remain in the beloved city they call “home.”
GET STARTED!
Before you see a Financial Empowerment Counselor, often the First Place to Start is with One of Our Financial Empowerment Workshops. Click Here to Check Out Our Upcoming Workshops & Events, and Register for the Workshop that fits your needs!
MONEY MATTERS! Keep Your Mind On Your Money!
Improve Your Relationship with Your Money. This workshop will walk you through our 6 step process for creating a more loving, fulfilling relationship with your financial partner in life – Your Money! In this class you will learn how to: Step 1: Assess your personal & financial situation Step 2: […]
HUD Approved First Time Homebuyer 6-Hour Workshop & Certification Course – Online Only – REGISTER BELOW TO ATTEND FOR FREE!
REGISTER HERE Your first home is one of the most important investments you will make. Learn everything you need to know about buying and owning your own home. Topics include: Pros & Cons of Homeownership Determining How Much You Can Afford Understanding Credit Obtaining A Mortgage Down Payment Assistance Programs […]
CREDIT MATTERS!
REGISTER HERE Is your credit score keeping you from achieving your goals? If you are seeking a job, a rental unit, a credit card, your credit will either help you or hurt you. This online workshop will teach you EVERYTHING you need to know about credit reporting, credit scoring, and […]
Rental Readiness Night Clinic – Online
Struggling to navigate the San Francisco rental market? Join us for our Rental Readiness Night Clinic, held every 3rd Thursday, where we guide you through the complexities of securing affordable housing in the Bay Area! REGISTER HERE Finding affordable housing in the San Francisco Bay Area is no easy task. […]
MONEY MATTERS! Keep Your Mind On Your Money!
Improve Your Relationship with Your Money. This workshop will walk you through our 6 step process for creating a more loving, fulfilling relationship with your financial partner in life – Your Money! In this class you will learn how to: Step 1: Assess your personal & financial situation Step 2: […]
HUD Approved First Time Homebuyer 6-Hour Workshop & Certification Course – Online Only – REGISTER BELOW TO ATTEND FOR FREE!
REGISTER HERE Your first home is one of the most important investments you will make. Learn everything you need to know about buying and owning your own home. Topics include: Pros & Cons of Homeownership Determining How Much You Can Afford Understanding Credit Obtaining A Mortgage Down Payment Assistance Programs […]
CREDIT MATTERS!
REGISTER HERE Is your credit score keeping you from achieving your goals? If you are seeking a job, a rental unit, a credit card, your credit will either help you or hurt you. This online workshop will teach you EVERYTHING you need to know about credit reporting, credit scoring, and […]
Rental Readiness Night Clinic – Online
Struggling to navigate the San Francisco rental market? Join us for our Rental Readiness Night Clinic, held every 3rd Thursday, where we guide you through the complexities of securing affordable housing in the Bay Area! REGISTER HERE Finding affordable housing in the San Francisco Bay Area is no easy task. […]
MONEY MATTERS! Keep Your Mind On Your Money!
Improve Your Relationship with Your Money. This workshop will walk you through our 6 step process for creating a more loving, fulfilling relationship with your financial partner in life – Your Money! In this class you will learn how to: Step 1: Assess your personal & financial situation Step 2: […]
1,664
Affordable Homes provided to SF Families and Residents.
2,500
Residents Served Across 8 Service Sites.
$984,500
In Grants secured for small Black-Owned Businesses in 22-23.
OUR FUNDING PARTNERS
A special thank you to all our partners, who help make everything we do possible.







































