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  • ABF Journal article with the headline

    UCC 9-406 Notices in the MCA Market: When Payment Must Be Redirected by Account Debtors

    Originally published in ABF Journal. Senior secured lenders are increasingly encountering a familiar disruption—not within their borrower’s operations, but among its customer base. Customers,…

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  • Escaping the MCA Spiral: Restoring Stability, Liquidity and Lender Confidence

    Originally published in ABL Advisor. Michael Petrecca of Rise Alliance and Adam Duso of Second Wind Consultants join Michael Toglia, Publisher of ABL Advisor, for…

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  • Cover of the Journal of Corporate Renewal, Vol. 39 No. 01, January/February 2026, published by the Turnaround Management Association. The cover features the Second Wind Consultants logo and the article title

    A Sunny Disposition: Avoiding Successor Liability in Secured Party Sales

    Originally published on the Turnaround Management Association website. Senior secured lenders want clean exits and quick resolutions, yet many continue to overweight liabilityconcerns in…

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  • The Clean Slate: Mastering Article 9 Restructuring

    Originally published in ABF Journal. A recent episode of the ABF Journal Podcast explores a strategy that is increasingly vital for middle-market companies caught…

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  • Robert DiNozzi named a Business Visionary 2026 by LA Times Studios, pictured in a professional portrait alongside a quote recognizing him as a leading voice in modern business renewal.

    Robert DiNozzi Named LA Times Studios Business Visionary for 2026

    As Chief Growth Officer of our parent company, Second Wind Consultants, Robert DiNozzi helps lead a national advisory firm focused on resolving business distress…

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  • ABF Journal article header featuring Second Wind Consultants authors Adam Duso and Robert DiNozzi, titled

    A Workout Without the Mess: When is Article 9 Restructuring the Right Path?

    By Adam Duso and Robert DiNozzi. Originally published in ABF Journal. Discover how a pre-packaged Article 9 restructuring can help senior lenders maximize recovery…

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  • Promotional graphic from ABL Advisor and Second Wind Consultants titled “MCAs: Can ABLs and Factors Stop the Collateral Damage?” The image includes a circular portrait of a man in a black hat and jacket on the right and a movie still below showing an older man with raised hands and an angry expression. A speech bubble reads, “I’m mad as hell and I’m not going to take this anymore.

    MCAs: Can ABLs and Factors Stop the Collateral Damage?

    By Robert DiNozzi. Originally published in ABL Advisor on March 17, 2025. For factors and secured lenders, business distress often means opportunity lost. When an applicant is…

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  • Business team collaboration

    MCA Debt Relief Firm Reviews: A Guide to the Real Options for Business Owners and Lenders

    Originally published in ABF Journal. This guide cuts through the noise in the MCA debt relief market, helping business owners, lenders, and advisors distinguish…

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  • A banner-style graphic with the ABL Advisor logo on the left and the Rise Alliance logo on the right, accompanied by the tagline “Serving asset-based lending decision makers.” Below, a headline reads “Main Street MCA Distress: Emerging Opportunity for Secured Finance and Credit Rehabilitation.” On the right side is an image of a gold key inserted into a keyhole on a metallic jigsaw puzzle.

    Main Street MCA Distress: Emerging Opportunity for Secured Finance and Credit Rehabilitation

    Originally published in ABL Advisor. Policy change by SBA to exclude MCA obligations from refinancing eligibility has created a crisis for small businesses trapped…

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  • Abstract heatmap-style graphic with glowing bands of blue, green, yellow and red forming a wave-like pattern on a dark background. A blue label in the top left reads “2025 Power Players,” suggesting concentrated areas of influence or activity. The whole image is overlaid with the ABF Journal logo.

    Restructuring Heat Map—Advisors Warn Distress Is Spreading Across Key Sectors

    Originally published in ABF Journal, by Rita Garwood. Distress is rising across commercial real estate, healthcare, trucking, consumer goods and more, driven by tariffs,…

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  • Promotional graphic for the 2025 TMA Annual event, featuring a colorful street scene in New Orleans at dusk. Text on the right reads: ‘The 2025 TMA Annual, October 14–17, 2025, The Roosevelt Waldorf Astoria, New Orleans, LA.’ The TMA Annual logo appears above the text.

    Rise Alliance Named “Imagination Partner” of the Global Turnaround Management Association (TMA) for 2026

    New Orleans, LA—October 2025 Following its participation at the TMA National Conference in New Orleans—where leaders in lending, restructuring and law gathered to explore…

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  • Magazine-style graphic from ABF Journal featuring a section titled ‘The Pulse’ and a headshot of a man in a hat. The headline reads ‘The Tariff Paradox: Why Economic Nationalism—and Its Risks for Lenders—May Be Here to Stay.’ Below the headline is an illustration of an ostrich with its head in the sand next to the words ‘Tariff Risk?’ in red block letters.

    The Tariff Paradox: Why Economic Nationalism—and Its Risks for Lenders—May Be Here to Stay

    Written by Robert DiNozzi, originally published in ABFJournal. Economic nationalism has proven durable across administrations. For lenders, the real story isn’t politics but the…

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