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Lois and Bob’s Experience
After 35 years in business and 58 employees, Lois and Bob watched COVID turn a 21.5% growth year into a financial crisis. To survive,…
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Escaping the MCA Spiral: Restoring Stability, Liquidity and Lender Confidence
Originally published in ABL Advisor. Michael Petrecca of Rise Alliance and Adam Duso of Second Wind Consultants join Michael Toglia, Publisher of ABL Advisor, for…
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A Sunny Disposition: Avoiding Successor Liability in Secured Party Sales
Originally published on the Turnaround Management Association website. Senior secured lenders want clean exits and quick resolutions, yet many continue to overweight liabilityconcerns in…
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The Clean Slate: Mastering Article 9 Restructuring
Originally published in ABF Journal. A recent episode of the ABF Journal Podcast explores a strategy that is increasingly vital for middle-market companies caught…
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How Debt Resolution Works with a Personal Guarantee
If you’re carrying MCA or high-cost debt, you’ve almost certainly signed a personal guarantee. That means if the business can’t pay, creditors can come…
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Robert DiNozzi Named LA Times Studios Business Visionary for 2026
As Chief Growth Officer of our parent company, Second Wind Consultants, Robert DiNozzi helps lead a national advisory firm focused on resolving business distress…
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A Workout Without the Mess: When is Article 9 Restructuring the Right Path?
By Adam Duso and Robert DiNozzi. Originally published in ABF Journal. Discover how a pre-packaged Article 9 restructuring can help senior lenders maximize recovery…
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Rise Alliance Supports City of Hope Cancer Centers During TMA Night of Excellence Benefit Gala
At Rise Alliance, we believe restructuring is about more than balance sheets. It’s about preserving what people have spent their lives building—and by extension,…
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MCA Consolidation? Not What It Appears to Be
When you are drowning under multiple merchant cash advances, the pitch sounds like exactly what you need. One payment. Simplified stack. Room to breathe.…
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MCA Contracts, Your Right to Reconciliation
When your business hits a slow month, the MCA lender keeps pulling. Fixed daily withdrawals continue regardless of whether revenue is up, down or…
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The UCC 9-406 Notice Can Shut Down Your Business
You woke up one morning and the money wasn’t there. Not because your customers stopped paying. Not because business dried up. But because someone…
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The MCA Trap: How it Starts, Why it Spirals
When a business hits a cash crunch, merchant cash advances are everywhere. They promise fast funding, no collateral and approval in hours. When conventional…
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