Real Estate Investing in Fort Jones, California (96032)

Siskiyou County • Population: 2,629 • Data updated: June 2026

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Should you buy in 96032 (Fort Jones, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 21.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Fort Jones, CA (96032)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $287,932
Avg Monthly Rent $1,116
1% Rule ✗ Does Not Meet
Median Income $62,581
% Renters 32.3%

Market Analysis: 96032 Fort Jones

ZIP 96032 inside Siskiyou County looks affordable on the surface — median value of $288K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 96032 is notable only for operators who understand what they are buying. A $288K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Looking more closely, 96032 offers a low basis, the region around Fort Jones has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

From an investor standpoint, 2,629 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 96032 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fort Jones:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,116/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 96032

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
3BR
+5.6% 5yr CAGR
Best Overall Value
3BR
$106,148/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $232,940 $1,240 3.8% +4.1% $116,470
3BR $318,445 $1,720 3.9% +5.6% $106,148

Market Trends

Home Value History (with trend line)

$305K$270K$235K$200K$165K$130KMay 2006May 2016May 2026

📊 How Does 96032 Compare?

Metric 96032 Fort Jones California
Home Value $287,932 $287,932 $761,003
5-Year CAGR 2.3% 2.3% 5.7%
Avg Rent $1,116 $1,116 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 96032? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 96032 (Fort Jones, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 96032 (Fort Jones, CA)?

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+2.3%
Slow

📊 Market Snapshot

Home Value $287,932
Monthly Rent $1,116
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 5.4%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.1%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.3%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 96032

Population: 2,629

💰 Median Household Income
$62,581
This area
$62,581
State
$94,164
USA
$74,580
🏠 Renter Occupied
32.3%
This area
32.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
-16.6%
USA
3.7%
🎓 College Educated
17.9%
This area
17.9%
State
7.7%
USA
33.7%
👤 Median Age
42.6 years
This area
42.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
21.1%
This area
21.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 74.0%
Other/Mixed 25.3%
Hispanic/Latino 4.2%
Black/African American 0.7%
Asian 0.1%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
25.7%
This area
25.7%
USA
17.3%
📊 Poverty Rate
13.3%
This area
13.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 96032

B+ Avg School Grade
2 Schools
18.2:1 Avg Class Size
$20,652 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Fort Jones Elementary

📚 K – 02 Elementary
👥
129 Students
👨‍🏫
17.6:1 Class Size
💰
$20,652 Per Student
B+ Above Average

Scott Valley Junior High

📚 06 – 08 Middle
👥
161 Students
👨‍🏫
18.9:1 Class Size
💰
$20,652 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the median home value in Fort Jones, CA?

Fort Jones, CA home values average about $288K. That price point suits investors targeting rentals with $1,116/mo in monthly income.

Should investors consider Fort Jones, CA?

Yes - Fort Jones, CA a 3.0/5 investability score. With $288K home prices against $1,116/mo monthly rent, the market delivers a reasonable entry point for new investors.

How qualified is the tenant pool in Fort Jones, CA?

Working renters make up the core of the Fort Jones, CA tenant base. The pool is reasonable for investors targeting long-term holds.

Are landlord laws favorable in Fort Jones, CA?

For rental operators, Fort Jones, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Can I live-in-and-rent in Fort Jones, CA?

Fort Jones, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $288K price point reasonable to enter.

See what 96032 really looks like for investors

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