Real Estate Investing in New Braunfels, Texas (78130)

Comal County • Population: 95,787 • Data updated: June 2026

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Should you buy in 78130 (New Braunfels, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.0% vacancy may signal weakening demand.

What’s happening in New Braunfels, TX (78130)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $308,775
Avg Monthly Rent $1,572
1% Rule ✗ Does Not Meet
Median Income $82,896
% Renters 35.4%

Market Analysis: 78130 New Braunfels

ZIP 78130 inside Comal County looks affordable on the surface — median value of $309K — but the discount exists for reasons that a careful buyer should understand before committing.

On balance, the numbers look inviting — $309K purchase price, 0.0% nominal cap — the work to hit that pro forma in 78130 is substantial and deserves full respect.

In the broader TX picture, 78130 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 78130 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 78130 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Braunfels:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Declining (-2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,572/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
76 days
Average time to sell
Slow
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data
🏠

Property Strategy for 78130

Which property type performs best in this market?

Best for Cash Flow
4BR
5.3% cap rate
Best for Appreciation
2BR
+4.4% 5yr CAGR
Best Overall Value
5BR
$75,684/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $279,844 $1,620 4.2% +4.4% $139,922
3BR $288,380 $2,080 5.2% +3.6% $96,127
4BR $328,560 $2,420 5.3% +3.8% $82,140
5BR $378,421 +3.5% $75,684

Market Trends

Home Value History (with trend line)

$381K$336K$291K$246K$201K$156KJan 2009Sep 2017May 2026

Rent History (with trend line)

$1,754$1,649$1,545$1,440$1,335$1,231May 2016May 2021May 2026

📊 How Does 78130 Compare?

Metric 78130 New Braunfels San Antonio-New Braunfels, TX Texas
Home Value $308,775 $435,599 N/A $297,000
5-Year CAGR 1.9% 2.8% N/A 5.4%
Avg Rent $1,572 $1,540 N/A -
Cap Rate 4.0% 3.0% - -
💡 Why Invest in 78130? Click to expand

A healthy rental market with 35% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78130 (New Braunfels, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.0%
Low
5yr Growth
+1.9%
Slow

📊 Market Snapshot

Home Value $308,775
Monthly Rent $1,572
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year -2.4% ▼
3-Year CAGR -3.9% ▼
5-Year CAGR +1.9% ▲
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year -3.6% ▼
3-Year CAGR -2.3% ▼
5-Year CAGR +1.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78130

Population: 95,787

💰 Median Household Income
$82,896
This area
$82,896
State
$70,593
USA
$74,580
🏠 Renter Occupied
35.4%
This area
35.4%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-25.4%
USA
3.7%
🎓 College Educated
34.8%
This area
34.8%
State
-5.8%
USA
33.7%
👤 Median Age
35.1 years
This area
35.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.0%
This area
9.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.6%
Other/Mixed 19.5%
Hispanic/Latino 17.3%
Black/African American 2.2%
Asian 0.7%
👶 Under 18
24.2%
This area
24.2%
USA
22.0%
👴 65 and Over
13.2%
This area
13.2%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78130

B Avg School Grade
26 Schools
14.6:1 Avg Class Size
$12,342 Avg Per Pupil

Schools in This ZIP Code

A Very Good

CARL SCHURZ EL

📚 K – 05 Elementary
👥
317 Students
👨‍🏫
11.2:1 Class Size
💰
$11,996 Per Student
B+ Above Average

COUNTY LINE EL

📚 K – 05 Elementary
👥
370 Students
👨‍🏫
13.5:1 Class Size
💰
$11,996 Per Student
B+ Above Average

FARIAS-SPITZER EL

📚 Pre-K – 05 Elementary
👥
539 Students
👨‍🏫
13.9:1 Class Size
💰
$13,262 Per Student
B+ Above Average

FREIHEIT EL

📚 Pre-K – 05 Elementary
👥
659 Students
👨‍🏫
14.0:1 Class Size
💰
$13,262 Per Student
B+ Above Average

GOODWIN FRAZIER EL

📚 Pre-K – 05 Elementary
👥
643 Students
👨‍🏫
14.0:1 Class Size
💰
$13,262 Per Student
B+ Above Average

LAMAR EL

📚 Pre-K – 05 Elementary
👥
364 Students
👨‍🏫
12.9:1 Class Size
💰
$11,996 Per Student
B+ Above Average

MEMORIAL EARLY COLLEGE H S

📚 09 – 12 High School
👥
307 Students
👨‍🏫
13.9:1 Class Size
💰
$13,262 Per Student
B+ Above Average

MEMORIAL EL

📚 Pre-K – 05 Elementary
👥
317 Students
👨‍🏫
12.9:1 Class Size
💰
$11,996 Per Student
B+ Above Average

WALNUT SPRINGS EL

📚 Pre-K – 05 Elementary
👥
330 Students
👨‍🏫
12.1:1 Class Size
💰
$11,996 Per Student
B+ Above Average

LONE STAR EARLY CHILDHOOD CENTER

📚 Grade PK Elementary
👥
266 Students
👨‍🏫
13.4:1 Class Size
💰
$11,996 Per Student
B+ Above Average

SEELE EL

📚 K – 05 Elementary
👥
284 Students
👨‍🏫
12.9:1 Class Size
💰
$11,996 Per Student
B Good

CHURCH HILL MIDDLE

📚 06 – 08 Middle
👥
753 Students
👨‍🏫
15.0:1 Class Size
💰
$13,262 Per Student
B Good

CLEAR SPRING EL

📚 Pre-K – 05 Elementary
👥
674 Students
👨‍🏫
15.4:1 Class Size
💰
$13,262 Per Student
B Good

KLEIN ROAD EL

📚 Pre-K – 05 Elementary
👥
757 Students
👨‍🏫
15.7:1 Class Size
💰
$11,996 Per Student
B Good

NEW BRAUNFELS H S NINTH GRADE CENTER

📚 Grade 09 High School
👥
765 Students
👨‍🏫
16.7:1 Class Size
💰
$11,996 Per Student
B Good

VOSS FARMS EL

📚 Pre-K – 05 Elementary
👥
788 Students
👨‍🏫
15.3:1 Class Size
💰
$11,996 Per Student
B Good

OAK CREEK EL

📚 Pre-K – 05 Elementary
👥
815 Students
👨‍🏫
15.6:1 Class Size
💰
$13,262 Per Student
B Good

CANYON MIDDLE

📚 06 – 08 Middle
👥
1,201 Students
👨‍🏫
17.5:1 Class Size
💰
$13,262 Per Student
B Good

NEW BRAUNFELS MIDDLE

📚 06 – 08 Middle
👥
1,262 Students
👨‍🏫
16.7:1 Class Size
💰
$11,996 Per Student
C+ Average

COMAL DISCIPLINE CENTER

📚 06 – 12 High School
👥
64 Students
👨‍🏫
5.4:1 Class Size
💰
$13,262 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby
C+
William Edge Institute
40 students · 2.0 mi
C
Texas Lutheran University
1,361 students · 9.7 mi
C
Seguin Beauty School-Seguin
26 students · 10.6 mi

Frequently Asked Questions

How expensive is real estate in New Braunfels, TX?

In New Braunfels, TX the median home value sits at $309K. Against the broader TX market, that reads as reasonable for most investors.

What is the best play in New Braunfels, TX?

The best-fit strategy in New Braunfels, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How deep is the rental pool in New Braunfels, TX?

Working renters make up the core of the New Braunfels, TX tenant base. The pool is reasonable for investors targeting long-term holds.

Is New Braunfels, TX a friendly market for rental owners?

Rental owners in New Braunfels, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How does New Braunfels, TX rate as a rental market?

Investors tracking New Braunfels, TX will find a 2.0/5 rating supported by $309K median home values and $1,572/mo rents. That profile suits long-term holders targeting steady returns.

See what 78130 really looks like for investors

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