Real Estate Investing in San Antonio, Texas (78266)

Comal • Population: 7,274 • Data updated: June 2026

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Should you buy in 78266 (San Antonio, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in San Antonio, TX (78266)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $570,932
Avg Monthly Rent $1,926
1% Rule ✗ Does Not Meet
Median Income $132,024
% Renters 6.8%

Market Analysis: 78266 San Antonio

Investors eyeing 78266 need to respect the fundamentals at play. Home values of $571K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 78266 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 78266 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A notable renter share of 7% in 78266 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 78266 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Antonio:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Declining (-2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,926/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 78266

Which property type performs best in this market?

Best for Cash Flow
4BR
5.1% cap rate
Best for Appreciation
5BR
+6.9% 5yr CAGR
Best Overall Value
4BR
$114,030/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $496,722 $2,750 4.0% +6.3% $165,574
4BR $456,119 $3,200 5.1% +6.7% $114,030
5BR $704,496 +6.9% $140,899

Market Trends

Home Value History (with trend line)

$623K$552K$481K$411K$340K$270KJan 2009Sep 2017May 2026

📊 How Does 78266 Compare?

Metric 78266 San Antonio Texas
Home Value $570,932 $280,846 $297,000
5-Year CAGR 4.2% 2.4% 5.4%
Avg Rent $1,926 $1,443 -
Cap Rate 2.6% 4.7% -
💡 Why Invest in 78266? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78266 (San Antonio, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 78266 (San Antonio, TX)?

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $570,932
Monthly Rent $1,926
Price-to-Rent 24.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.6%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year -2.7% ▼
3-Year CAGR -1.1% ▼
5-Year CAGR +4.2% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78266

Population: 7,274

💰 Median Household Income
$132,024
This area
$132,024
State
$70,593
USA
$74,580
🏠 Renter Occupied
6.8%
This area
6.8%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-25.4%
USA
3.7%
🎓 College Educated
57.9%
This area
57.9%
State
-5.8%
USA
33.7%
👤 Median Age
47.7 years
This area
47.7 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 58.6%
Other/Mixed 28.3%
Hispanic/Latino 22.9%
Black/African American 11.2%
Asian 2.0%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
19.3%
This area
19.3%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78266

B Avg School Grade
3 Schools
14.6:1 Avg Class Size
$13,028 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

GARDEN RIDGE EL

📚 Pre-K – 05 Elementary
👥
486 Students
👨‍🏫
13.5:1 Class Size
💰
$13,262 Per Student
B Good

DAVENPORT H S

📚 09 – 12 High School
👥
1,281 Students
👨‍🏫
15.2:1 Class Size
💰
$13,262 Per Student
C+ Average

VETERANS MEMORIAL H S

📚 09 – 12 High School
👥
1,688 Students
👨‍🏫
15.2:1 Class Size
💰
$12,560 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,967 Off-Campus Students
C
Aveda Arts & Sciences Institute-San Antonio
256 students · 7.5 mi
C
Northeast Lakeview College
8,265 students · 7.6 mi
D
Deluxe Barber College
103 students · 8.2 mi
C
Paul Mitchell the School-San Antonio
352 students · 8.8 mi
C+
Salon Professional Academy of San Antonio
114 students · 9.5 mi
C
Top of the Line Barber School
98 students · 10.5 mi
C+
William Edge Institute
40 students · 14.0 mi
C
Ogle School Hair Skin Nails-San Antonio
438 students · 14.1 mi

Investor Insight: With 1,967 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How landlord-friendly is San Antonio, TX?

Landlord-friendliness in San Antonio, TX is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is the tenant base reliable in San Antonio, TX?

The renter base in San Antonio, TX is reasonable for the $1,926/mo price point. Screening well and pricing to market typically yields reliable tenants.

Where do rents currently stand in San Antonio, TX?

Investors in San Antonio, TX typically see rents near $1,926/mo per month against $571K home values - a solid setup for rental cash flow.

How do experienced investors play San Antonio, TX?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in San Antonio, TX. The numbers - $571K homes against $1,926/mo rents - support that play.

Are homes affordable in San Antonio, TX?

San Antonio, TX median home values land near $571K. That is reasonable territory for investors looking at $1,926/mo-per-month rentals.

See what 78266 really looks like for investors

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