Real Estate Investing in Kingsbury, Texas (78638)

Guadalupe County • Population: 2,064 • Data updated: June 2026

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Should you buy in 78638 (Kingsbury, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (34/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.5% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.

What’s happening in Kingsbury, TX (78638)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $374,151
Avg Monthly Rent $1,224
1% Rule ✗ Does Not Meet
Median Income $60,000
% Renters 14.2%

Market Analysis: 78638 Kingsbury

Investors eyeing 78638 need to respect the fundamentals at play. Home values of $374K come alongside slower price movement and elevated management overhead.

Looking more closely, the numbers look inviting — $374K purchase price, 0.0% nominal cap — the work to hit that pro forma in 78638 is substantial and deserves full respect.

The gap between 78638 and stronger Kingsbury ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 78638 includes headwinds that any investor should price in. Income distribution skews lower than Kingsbury averages, and tenant stability requires active management.

Strategically, 78638 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kingsbury:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.2× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,224/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
San Antonio-New Braunfels, TX Metro Area
More inventory, negotiating room for buyers
76 days
Average time to sell
Slow
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from San Antonio-New Braunfels, TX metro data

Market Trends

Home Value History (with trend line)

$398K$354K$310K$267K$223K$179KJan 2009Sep 2017May 2026

📊 How Does 78638 Compare?

Metric 78638 Kingsbury San Antonio-New Braunfels, TX Texas
Home Value $374,151 $374,151 N/A $297,000
5-Year CAGR 3.1% 3.1% N/A 5.4%
Avg Rent $1,224 $1,224 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 78638? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78638 (Kingsbury, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+3.1%
Moderate

📊 Market Snapshot

Home Value $374,151
Monthly Rent $1,224
Price-to-Rent 25.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +3.1% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78638

Population: 2,064

💰 Median Household Income
$60,000
This area
$60,000
State
$70,593
USA
$74,580
🏠 Renter Occupied
14.2%
This area
14.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-25.4%
USA
3.7%
🎓 College Educated
21.6%
This area
21.6%
State
-5.8%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.5%
This area
16.5%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 77.2%
Other/Mixed 19.0%
Hispanic/Latino 16.3%
Black/African American 3.7%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
C
Seguin Beauty School-Seguin
26 students · 11.8 mi
C
Texas Lutheran University
1,361 students · 12.7 mi

Frequently Asked Questions

How much does a house cost in Kingsbury, TX?

The median home value in Kingsbury, TX is roughly $374K. That puts it reasonable relative to the TX statewide average.

How landlord-friendly is Kingsbury, TX?

TX law landlord-friendly for landlords, and Kingsbury inherits those rules. Investors should still review local ordinances for rental licensing.

How strong is tenant demand in Kingsbury, TX?

The tenant pool in Kingsbury, TX is solid, supported by local employment and population fundamentals. Rents of $1,224/mo are well-absorbed by the market.

Are rents high in Kingsbury, TX?

Average rent in Kingsbury, TX is approximately $1,224/mo per month. Against $374K home values that yields a reasonable rent-to-price ratio.

How high is vacancy risk in Kingsbury, TX?

Kingsbury, TX sees elevated vacancy, which is reasonable relative to the broader TX rental market.

See what 78638 really looks like for investors

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