Real Estate Investing in Oakland, Florida (34760)

Orange County • Population: 778 • Data updated: June 2026

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Should you buy in 34760 (Oakland, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.

What’s happening in Oakland, FL (34760)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $521,461
Avg Monthly Rent $1,730
1% Rule ✗ Does Not Meet
Median Income $116,429
% Renters 14.8%

Market Analysis: 34760 Oakland

Investors eyeing 34760 need to respect the fundamentals at play. Home values of $521K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 34760 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader FL picture, 34760 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 34760 includes headwinds that any investor should price in. Income distribution skews lower than Oakland averages, and tenant stability requires active management.

New investors are better served looking at Oakland's stable or hybrid ZIPs before stepping into 34760. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oakland:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,730/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Orlando-Kissimmee-Sanford, FL Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Orlando-Kissimmee-Sanford, FL metro data
🏠

Property Strategy for 34760

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
4BR
+9.7% 5yr CAGR
Best Overall Value
3BR
$157,453/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $472,360 $2,950 4.5% +9.4% $157,453
4BR $664,015 $3,480 3.8% +9.7% $166,004

Market Trends

Home Value History (with trend line)

$550K$466K$383K$299K$215K$131KMay 2006May 2016May 2026

Rent History (with trend line)

$1,892$1,846$1,800$1,754$1,707$1,661Feb 2026Apr 2026May 2026

📊 How Does 34760 Compare?

Metric 34760 Oakland Orlando-Kissimmee-Sanford, FL Florida
Home Value $521,461 $521,461 N/A $374,697
5-Year CAGR 8.9% 8.9% N/A 7.4%
Avg Rent $1,730 $1,730 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 34760? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34760 (Oakland, FL). Anonymous, moderated, never written by AI.

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Property managers serving Orange County

Manage rentals here? List your business →

All County CFL provides full-service residential property management in Winter Park, FL and surrounding areas, focusing on maximizing revenue and managing tenant relationships for property owners. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

RentCare Property Management provides reliable, professional, and trusted residential property management services in Orlando since 1993, including marketing, resident screening, rent collection, and summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Southwest Property Management is a full-service Community Association Management Company serving Central Florida. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+8.9%
Strong

📊 Market Snapshot

Home Value $521,461
Monthly Rent $1,730
Price-to-Rent 25.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +8.9% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 34760

Population: 778

💰 Median Household Income
$116,429
This area
$116,429
State
$70,737
USA
$74,580
🏠 Renter Occupied
14.8%
This area
14.8%
State
29.9%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-18.0%
USA
3.7%
🎓 College Educated
19.4%
This area
19.4%
State
4.7%
USA
33.7%
👤 Median Age
51.0 years
This area
51.0 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 48.8%
Black/African American 46.6%
Other/Mixed 4.0%
Asian 0.6%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
15.5%
This area
15.5%
USA
17.3%
📊 Poverty Rate
12.4%
This area
12.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34760

B+ Avg School Grade
1 Schools
14.2:1 Avg Class Size
$13,040 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

OAKLAND AVENUE CHARTER

📚 K – 05 Elementary Charter
👥
525 Students
👨‍🏫
14.2:1 Class Size
💰
$13,040 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 20,177 Off-Campus Students
C+
Orange Technical College-West Campus
1,418 students · 3.5 mi
C+
Valencia College
42,524 students · 10.3 mi
D
DeVry University-Florida
196 students · 12.6 mi
C+
Orange Technical College-South Campus
2,743 students · 14.2 mi
D
Florida Institute of Recording Sound and Technology
413 students · 14.6 mi
C+
Orange Technical College
994 students · 14.9 mi
C
Cortiva Institute
211 students · 15.0 mi

Investor Insight: With 20,177 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Oakland, FL?

Homes in Oakland, FL typically sell near $521K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

What investment strategy works best in Oakland, FL?

In Oakland, FL the notable play is typically careful cash-flow rentals with hands-on management. The combination of $521K prices and $1,730/mo rents suits that approach.

How quickly do rentals get leased in Oakland, FL?

Vacancy risk in Oakland, FL is elevated. That supports consistent cash flow for typical rental holds.

How strict are landlord regulations in Oakland, FL?

Rental owners in Oakland, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How strong are rents in Oakland, FL?

Investors in Oakland, FL typically see rents near $1,730/mo per month against $521K home values - a solid setup for rental cash flow.

See what 34760 really looks like for investors

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