Real Estate Investing in Oakland, Florida (34760)
Should you buy in 34760 (Oakland, FL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.
What’s happening in Oakland, FL (34760)?
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Market Analysis: 34760 Oakland
Investors eyeing 34760 need to respect the fundamentals at play. Home values of $521K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 34760 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader FL picture, 34760 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 34760 includes headwinds that any investor should price in. Income distribution skews lower than Oakland averages, and tenant stability requires active management.
New investors are better served looking at Oakland's stable or hybrid ZIPs before stepping into 34760. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Oakland:
Property Strategy for 34760
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $472,360 | $2,950 | 4.5% | +9.4% | $157,453 |
| 4BR | $664,015 | $3,480 | 3.8% | +9.7% | $166,004 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34760 Compare?
| Metric | 34760 | Oakland | Orlando-Kissimmee-Sanford, FL | Florida |
|---|---|---|---|---|
| Home Value | $521,461 | $521,461 | N/A | $374,697 |
| 5-Year CAGR | 8.9% | 8.9% | N/A | 7.4% |
| Avg Rent | $1,730 | $1,730 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34760 (Oakland, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $521,461 |
| Monthly Rent | $1,730 |
| Price-to-Rent | 25.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +5.0% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +8.9% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34760
Population: 778
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34760
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 20,177 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Oakland, FL?
Homes in Oakland, FL typically sell near $521K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
What investment strategy works best in Oakland, FL?
In Oakland, FL the notable play is typically careful cash-flow rentals with hands-on management. The combination of $521K prices and $1,730/mo rents suits that approach.
How quickly do rentals get leased in Oakland, FL?
Vacancy risk in Oakland, FL is elevated. That supports consistent cash flow for typical rental holds.
How strict are landlord regulations in Oakland, FL?
Rental owners in Oakland, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How strong are rents in Oakland, FL?
Investors in Oakland, FL typically see rents near $1,730/mo per month against $521K home values - a solid setup for rental cash flow.
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