How We Work

Getting the funds your business needs to survive and thrive doesn't need to be complicated or take weeks.

Quick & Easy Process

We get it—Cash flow issues can hit hard and fast, and you need money yesterday for payroll or growth opportunities. Let’s tackle your financial needs now so you can focus on building a successful future. We’re committed to providing you with a fast, friendly process.


Step 1

Contact Us

No complicated application. No collateral. And no credit check.

Step 2

Tell Your Story

We review your key financials and you tell us your story.

Step 3

Get Funding

If we’re a good fit, we’ll quickly wire funds to you or your PEO.

As of June 2025, Payroll Funding Company is now Ready to Fund.

Contact Us

To get started, fill out our quick online form or call/text us at 919-348-9809. We’ll ask a few straightforward questions to learn about your business and determine if we’re a good match for your needs. No formal application or credit check is needed.

Tell Your Story

We want to hear your story. To start, we’ll request a few standard financial documents (P&L, bank statements, tax returns, etc.) so we can get a clear picture of your business. After reviewing your documents, we’ll reach out to learn about any specific nuances, answer your questions, and determine if our funding solutions are a good fit for your unique situation.

Get Funding

If we’re a good match, we’ll promptly wire the funds to you or your Professional Employer Organization (PEO). Our goal is to support your success, so you can focus on running your business.

Committed to Your Success

Since 2003 our mission has been to enable business owners to survive and thrive by providing fast, reliable funding solutions.

Simple & Fast

No written applications or complicated hoops to jump through. If it’s a good fit, you’ll get funding as fast as same-day.

Confidential

We value your trust and keep the info you share with us private. We don’t sell or share your info with third parties.

Personal

It’s not just business, it’s personal. We earn trust by being transparent and doing what we say we’ll do.

No Collateral

We don’t require any collateral and do not perform personal credit checks. It doesn’t get any easier!

"Everyone at the Ready has been a pleasure to work with. I highly recommend them!"

- Caryn, Business Owner