FAQ

Our capital can be used for any reasonable business need – not just payroll. Many of our clients use the funding for: marketing, expansion, equipment, supplier discounts, and more.

With financial documents in hand, we will conduct a brief interview with you and your team. Get a decision in minutes, then Ready will wire the funds within hours if you’re approved.

1. Contact Us: Use our simple online form or you can reach us at 919-348-9809 or info@readytofund.com. No credit check and no exhausting application process.
2. Tell Your Story: We want to hear your story. To start, we’ll request a few standard financial documents (P&L, bank statements, tax returns, etc.) so we can get a clear picture of your business. After reviewing your documents, we’ll reach out to learn about any specific nuances, answer your questions, and determine if our funding solutions are a good fit for your unique situation.
3. Get Funding: If we’re a good fit, we’ll quickly disburse the capital to you or directly to your PEO. Our mission is to help you thrive and focus on what matters most—running your business.

We will ask for a few standard business financial documents, including:

• Bank statements
• Tax returns (last 2-3 years)
• End of Year P&L and Balance Sheet
• Payroll invoices from PEO or payroll provider
• Aging AR

No. We will not run credit reports on you or your business.

Yes, if you're seeking funding to cover payroll and your PEO allows you to do so. Wiring funds directly to your PEO can often eliminate transaction processing time so that your employees can be paid on time.

Typically, Ready will analyze a company’s financial needs and fund an amount anywhere from a recent payroll invoice amount to a multiple thereof.

Yes. If you maintain a solid payment history with Ready you can ask for additional funds. We understand that your business will continue to have unexpected turns that require a reliable source of capital - Ready is here to help you grow.