Obedience flows from the cross, it does not contribute to it. It is a fruit of our union with Christ, not the root. Those who love Christ the most are those who know how much they have been forgiven.

Justification played a significant role in John Calvin’s theology. Calvin wrote that justification is “the main hinge upon which religion turns,” and he believed that a saving relationship with God cannot exist apart from justification. -Thomas R. Schreiner

The Bible: We are warned by the Word both of our duty, our danger, and our remedy. On the sea of life there would be many more wrecks if it were not for the divine storm-signals which give to the watchful a timely warning. The Bible should be our Mentor, our Monitor, our Memento Mori, our Remembrancer, and the Keeper of our Conscience. —Charles Spurgeon The pleasures arising from a right understanding of the divine testimonies are of the most delightful order; earthly enjoyments are utterly contemptible if compared with them. The sweetest joys, yea, the sweetest of the sweetest falls to his portion who has God’s truth to be his heritage. —Charles Spurgeon

Sanctification is that inward spiritual work which the Lord Jesus Christ works in a man by the Holy Spirit when He calls him to be a true believer. He not only washes him from his sins in His own blood, but He also separates him from his natural love of sin and the world, puts a new principle in his heart and makes him practically godly in life. -J. C. Ryle

Special End of Summer Sale Dear Prospective Students these Courses are all under the JBIM Umbrella https://JapanBibleInstitute.com thejapanbibleinstitute@gmail.com https://CalvaryReformedBibleInstitute.com https://EndtimeBibleProphecyInstitute.com Please type Degree in the subject: thejapanbibleinstitute@gmail.com All of these Courses are under the umbrella covering of Japan Bible Institute Ministries. You are welcome to take courses from any of these. https://forms.aweber.com/form/63/2136335663.htm Just contact us at Ken Kovach at thejapanbibleinstitute@gmail.com Special End of Summer Sale (Please add Degree to Subject)   Online payments with Credit Cards etc. Shipping is included in these prices. $50-$70 through DHL (to save $50 we can scan you a perfect copy instead of mailing it. Covid made this popular. Normal low prices: BACHELOR …… $ 255 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 275 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 295 OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 315 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$400     OFFICIAL TRANSCRIPTS (INCLUDED Summer sale: BACHELOR …… $ 190 2 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 210 2 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 250 2OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 250 2 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$275 2    OFFICIAL TRANSCRIPTS (INCLUDED)   To pay online click here. By Bank Transfer: 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ But if you need full info here it is: Name of beneficiary: Kenneth M. Kovach Bank account: 0654291 Bank name: Mitsubishi Tokyo UFJ Bank (167) Bank address: Minami Nuruse 1-2-2 Machida Kanagawa, Japan 194-0045 Bank IBAN code: 0005-167-0654291 SWIFT CODE BOTKJPJT Kovach Kenneth Martin Tomuro 4-20-29 Atsugi-shi, Kanagawa Japan, 243-0031   Dr. Ken Kovach Japan Bible Institute thejapanbibleinstitute@gmail.com http://JapanBibleInstitute.com

Special End of Summer Sale Dear Prospective Students these Courses are all under the JBIM Umbrella https://JapanBibleInstitute.com thejapanbibleinstitute@gmail.com https://CalvaryReformedBibleInstitute.com https://EndtimeBibleProphecyInstitute.com Please type Degree in the subject: thejapanbibleinstitute@gmail.com All of these Courses are under the umbrella covering of Japan Bible Institute Ministries. You are welcome to take courses from any of these. https://forms.aweber.com/form/63/2136335663.htm Just contact us at Ken Kovach at thejapanbibleinstitute@gmail.com Special End of Summer Sale (Please add Degree to Subject)   Online payments with Credit Cards etc. Shipping is included in these prices. $50-$70 through DHL (to save $50 we can scan you a perfect copy instead of mailing it. Covid made this popular. Normal low prices: BACHELOR …… $ 255 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 275 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 295 OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 315 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$400     OFFICIAL TRANSCRIPTS (INCLUDED Summer sale: BACHELOR …… $ 190 2 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 210 2 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 250 2OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 250 2 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$275 2    OFFICIAL TRANSCRIPTS (INCLUDED)   To pay online click here. By Bank Transfer: 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ But if you need full info here it is: Name of beneficiary: Kenneth M. Kovach Bank account: 0654291 Bank name: Mitsubishi Tokyo UFJ Bank (167) Bank address: Minami Nuruse 1-2-2 Machida Kanagawa, Japan 194-0045 Bank IBAN code: 0005-167-0654291 SWIFT CODE BOTKJPJT Kovach Kenneth Martin Tomuro 4-20-29 Atsugi-shi, Kanagawa Japan, 243-0031   Dr. Ken Kovach Japan Bible Institute thejapanbibleinstitute@gmail.com http://JapanBibleInstitute.com

Special End of Summer Sale Dear Prospective Students these Courses are all under the JBIM Umbrella https://JapanBibleInstitute.com thejapanbibleinstitute@gmail.com https://CalvaryReformedBibleInstitute.com https://EndtimeBibleProphecyInstitute.com Please type Degree in the subject: thejapanbibleinstitute@gmail.com All of these Courses are under the umbrella covering of Japan Bible Institute Ministries. You are welcome to take courses from any of these. https://forms.aweber.com/form/63/2136335663.htm Just contact us at Ken Kovach at thejapanbibleinstitute@gmail.com Special End of Summer Sale (Please add Degree to Subject)   Online payments with Credit Cards etc. Shipping is included in these prices. $50-$70 through DHL (to save $50 we can scan you a perfect copy instead of mailing it. Covid made this popular. Normal low prices: BACHELOR …… $ 255 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 275 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 295 OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 315 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$400     OFFICIAL TRANSCRIPTS (INCLUDED Summer sale: BACHELOR …… $ 190 2 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 210 2 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 250 2OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 250 2 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$275 2    OFFICIAL TRANSCRIPTS (INCLUDED)   To pay online click here. By Bank Transfer: 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ But if you need full info here it is: Name of beneficiary: Kenneth M. Kovach Bank account: 0654291 Bank name: Mitsubishi Tokyo UFJ Bank (167) Bank address: Minami Nuruse 1-2-2 Machida Kanagawa, Japan 194-0045 Bank IBAN code: 0005-167-0654291 SWIFT CODE BOTKJPJT Kovach Kenneth Martin Tomuro 4-20-29 Atsugi-shi, Kanagawa Japan, 243-0031   Dr. Ken Kovach Japan Bible Institute thejapanbibleinstitute@gmail.com http://JapanBibleInstitute.com

Special End of Summer Sale Dear Prospective Students these Courses are all under the JBIM Umbrella https://JapanBibleInstitute.com thejapanbibleinstitute@gmail.com https://CalvaryReformedBibleInstitute.com https://EndtimeBibleProphecyInstitute.com Please type Degree in the subject: thejapanbibleinstitute@gmail.com All of these Courses are under the umbrella covering of Japan Bible Institute Ministries. You are welcome to take courses from any of these. https://forms.aweber.com/form/63/2136335663.htm Just contact us at Ken Kovach at thejapanbibleinstitute@gmail.com Special End of Summer Sale (Please add Degree to Subject)   Online payments with Credit Cards etc. Shipping is included in these prices. $50-$70 through DHL (to save $50 we can scan you a perfect copy instead of mailing it. Covid made this popular. Normal low prices: BACHELOR …… $ 255 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 275 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 295 OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 315 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$400     OFFICIAL TRANSCRIPTS (INCLUDED Summer sale: BACHELOR …… $ 190 2 OFFICIAL TRANSCRIPTS (INCLUDED) MASTER ………. $ 210 2 OFFICIAL TRANSCRIPTS (INCLUDED) DOCTOR ……… $ 250 2OFFICIAL TRANSCRIPTS (INCLUDED) HONORARY DR. $ 250 2 OFFICIAL TRANSCRIPTS (INCLUDED) PhD………………..$275 2    OFFICIAL TRANSCRIPTS (INCLUDED)   To pay online click here. By Bank Transfer: 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ 167 Naruse Branch 0654291 Futsu Bank of Tokyo-Mitsubishi UFJ But if you need full info here it is: Name of beneficiary: Kenneth M. Kovach Bank account: 0654291 Bank name: Mitsubishi Tokyo UFJ Bank (167) Bank address: Minami Nuruse 1-2-2 Machida Kanagawa, Japan 194-0045 Bank IBAN code: 0005-167-0654291 SWIFT CODE BOTKJPJT Kovach Kenneth Martin Tomuro 4-20-29 Atsugi-shi, Kanagawa Japan, 243-0031   Dr. Ken Kovach Japan Bible Institute thejapanbibleinstitute@gmail.com http://JapanBibleInstitute.com