DevCred

📌 Problem Statement

Over 15 million freelancers in India lack access to fair credit, with less than 30% having a valid CIBIL score.

Traditional credit systems rely on:

• Salary slips
  
• Loan history
  
• Credit usage
  

These factors do not apply to gig workers.

As a result, even high-earning freelancers remain financially invisible despite having strong digital work records.

💡 Solution — DevCred

DevCred is an AI-powered alternative credit scoring system that evaluates freelancers using real work signals instead of traditional financial data.

🔍 What DevCred does:

• Analyzes platforms like GitHub and freelance profiles
  
• Measures:
  • Work consistency
    
  • Income stability
    
  • Skill diversity
    
• Generates a CIBIL-like credit score
• Provides clear explanations for transparency
  

🎯 Goal:

Enable fair and inclusive access to credit for freelancers and gig workers.

Built With

• fastapi
• gemini
• react
• supabase