Over 15 million freelancers in India lack access to fair credit, with less than 30% having a valid CIBIL score.

Traditional credit systems rely on:

• Salary slips
• Loan history
• Credit usage

These factors do not apply to gig workers.

As a result, even high-earning freelancers remain financially invisible despite having strong digital work records.

DevCred is an AI-powered alternative credit scoring system that evaluates freelancers using real work signals instead of traditional financial data.

• Analyzes platforms like GitHub and freelance profiles
• Measures:
  • Work consistency
  • Income stability
  • Skill diversity
• Generates a CIBIL-like credit score
• Provides clear explanations for transparency

Enable fair and inclusive access to credit for freelancers and gig workers.

• ✅ AI-based credit scoring
• ✅ GitHub & freelancer profile analysis
• ✅ Transparent scoring system
• ✅ Alternative to traditional CIBIL
• ✅ Designed for gig economy

• Frontend: React
• Backend: FastAPI
• AI/ML: Gemini API key
• Database: Supabase

• Integration with multiple freelance platforms
• Real-time income tracking
• Lender dashboard for credit approvals
• API for fintech integrations