Connect Community

Results for understanding Insurance

Need an Explanation of Your Explanation of Benefits?

BCBSOK Connect Team April 2, 2026

You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...
- 26575 Views
What Is a Health Insurance Claim?

BCBSOK Connect Team March 23, 2026

We’ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor’s office or through an online portal. Your doctor’s office needs these details so they can file a claim. A claim is a bill your d...
- 6372 Views
Beware of Health Insurance Phone Scams

BCBSOK Connect Team March 19, 2026

Some Blue Cross and Blue Shield of Oklahoma members have been targeted by phone scammers. There are two types of scam calls that members should be aware of. The first type of scam call is known as "spoofing." Spoofing happens when someone fakes the...
- 8866 Views
The Help You Need to Navigate Your Health Plan

BCBSOK Connect Team February 27, 2026

Insurance can be confusing. We’re here to help. Our Help Center can help you find the answers you need to use your benefits and get answers to key questions. Get Help in One Handy Place Bookmark the Help Center and visit often for quick, e...
- 1815 Views
What Is a Premium Tax Credit for Health Insurance?

BCBSOK Connect Team February 25, 2026

A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit. Who Is Eligible? Premium tax credits are for individuals and...
- 7600 Views
Everything You Need to Know About Health Savings and Flexible Spending Accounts

BCBSOK Connect Team February 11, 2026

Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
- 10486 Views
Insurance Basics: Copay vs. Coinsurance

BCBSOK Connect Team January 5, 2026

While premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductible that you pay if you get care. A deductible is the amount you have...
- 18897 Views
Your Prescription Wasn’t Covered. Here’s What You and Your Doctor Can Do

BCBSOK Connect Team December 22, 2025

You need a new drug and find your prescription isn’t covered. Or you’ve taken a drug in the past and find it’s no longer covered. Find out why meds may not be covered, and what you can do next. Health plans cover a wide range of med...
- 6469 Views
Get a PCP, a Primary Care Provider

BCBSOK Connect Team November 7, 2025

Day-to-day life can get hectic. Going for an annual health checkup or getting a flu shot each year may fall off your long to-do list, especially if you have kids. But getting in a bind when someone in your family gets sick or hurt can be an even...
- 9770 Views
Enrolled for 2026? Here’s What to Expect Next

BCBSOK Connect Team November 7, 2025

When you enrolled in your 2026 Blue Cross and Blue Shield of Oklahoma health plan, you started a chain reaction.* We have been hard at work for several months preparing a journey just for you. Welcome Communications First, if you chose electronic...
- 13798 Views
Check Provider Networks Before You Get Care

BCBSOK Connect Team October 1, 2025

What Is a Provider Network? Premiums, copays and deductibles are all things you need to consider when choosing the best health plan for you or your family. Did you know you should also think about the plan’s provider network? Here's why: Healt....
- 16427 Views
Things to Know About a PPO

BCBSOK Connect Team September 15, 2025

Understanding all your health insurance options can be confusing. It may be hard to know which plan is best for your needs and your budget. Many Americans get health insurance through their employers. Others look for coverage through the Health Insur...
- 10614 Views
Your Password to Privacy: Standard Authorization Form

BCBSOK Connect Team August 8, 2025

At one time or another, a member of your family has probably been in the hospital. You may have called the hospital to see how they were doing. It wasn’t so long ago that a nurse would ask your relationship to the patient, then offer info about....
- 5957 Views
How HMO Works: The Referral Process

BCBSOK Connect Team July 18, 2025

When you sign up for a BlueLincs HMOSM, your first step is to pick a primary care provider to manage your care. Your PCP can make sure you get the care you need from the right type of specialist. They can also recommend specialists that ar...
- 12181 Views
Know Your Plan, Know Your Benefits

BCBSOK Connect Team July 1, 2025

This article is intended for HMO members. As an informed consumer, you should know about the benefit exclusions and limits of your health plan. Your BlueLincs HMOSM exclusions and limits are listed in your schedule of benefits. To see the exclusions...
- 4761 Views