Connect Community

Results for Insurance basics

Need an Explanation of Your Explanation of Benefits?

BCBSOK Connect Team April 2, 2026

You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...
- 26575 Views
8 Things You Should Know About Deductibles

BCBSOK Connect Team April 2, 2026

Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here .....
- 22286 Views
What Is a Health Insurance Claim?

BCBSOK Connect Team March 23, 2026

We’ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor’s office or through an online portal. Your doctor’s office needs these details so they can file a claim. A claim is a bill your d...
- 6372 Views
Beware of Health Insurance Phone Scams

BCBSOK Connect Team March 19, 2026

Some Blue Cross and Blue Shield of Oklahoma members have been targeted by phone scammers. There are two types of scam calls that members should be aware of. The first type of scam call is known as "spoofing." Spoofing happens when someone fakes the...
- 8875 Views
Insurance Basics: Copay vs. Coinsurance

BCBSOK Connect Team January 5, 2026

While premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductible that you pay if you get care. A deductible is the amount you have...
- 18901 Views
Get a PCP, a Primary Care Provider

BCBSOK Connect Team November 7, 2025

Day-to-day life can get hectic. Going for an annual health checkup or getting a flu shot each year may fall off your long to-do list, especially if you have kids. But getting in a bind when someone in your family gets sick or hurt can be an even...
- 9770 Views
Things to Know About a PPO

BCBSOK Connect Team September 15, 2025

Understanding all your health insurance options can be confusing. It may be hard to know which plan is best for your needs and your budget. Many Americans get health insurance through their employers. Others look for coverage through the Health Insur...
- 10615 Views
Your Password to Privacy: Standard Authorization Form

BCBSOK Connect Team August 8, 2025

At one time or another, a member of your family has probably been in the hospital. You may have called the hospital to see how they were doing. It wasn’t so long ago that a nurse would ask your relationship to the patient, then offer info about....
- 5958 Views
Insurance Basics: Out-of-Pocket Maximum

BCBSOK Connect Team June 30, 2025

We know health care terms can be confusing. One you’re sure to run across is “out-of-pocket maximum.” What does it mean? How does it affect you and your family? How does it influence your choice of health plan? You share the cost of...
- 13345 Views
Health Insurance Benefits and Pregnancy: The Basics

BCBSOK Connect Team May 27, 2025

Having a baby is life-changing. While babies are a blessing, they also cost money – even before they're born. That’s why it’s important to have health insurance before, during and after you become pregnant. Prenatal care is a vital ...
- 17919 Views
Compare Health Care Costs

BCBSOK Connect Team May 8, 2025

Many of us compare prices before we buy a product or service. It’s one of the best ways to be an informed consumer. But we might not think about comparing prices when it comes to our health care benefits. And that’s a missed opportunity ...
- 38197 Views
Benefits Value Advisor: The Best Resource for Navigating Your Health Care

BCBSOK Connect Team March 28, 2025

Say your doctor says you need a CT scan, or some other procedure. You’ve never had one, so you have a lot of questions. You don’t know where to go or how much it will cost. A Benefits Value Advisor (BVA) can help. The same procedure...
- 6272 Views
The Cost of Health Care

BCBSOK Connect Team August 14, 2024

Understanding how your health insurance works can be confusing. Blue Cross and Blue Shield of Oklahoma wants to demystify it. After all, when you understand how health insurance works, you can make decisions that are best for you and your family...
- 6109 Views
Prescription Drugs: Generic Versus Brand

BCBSOK Connect Team July 11, 2024

Understanding generic drugs — and how they differ from brand drugs — can help you manage your prescription drug costs. Breaking Down Generic Drugs Generic drugs can be used two ways: Generic equivalents are made&nbsp...
- 7351 Views
What You Need to Know About Subrogation

BCBSOK Connect Team December 13, 2023

Blue Cross and Blue Shield of Oklahoma is always on the lookout for ways to help control the rising costs of health care. It’s important that we do this for our members — and our company. So, from time to time, we may look a little bit mo...
- 5706 Views