On Approved Credit

*O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase may apply. Admin and/or annual fees may apply; varies by merchant. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Equal monthly payments – no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal and promotional interest, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. If any required payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Any balance at the end of the promotional period bears interest at the Account AIR. Current Account AIRs are 31.99% – 34.99%. Administrative fees may apply (not applicable for Quebec residents) depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional plan term length and are payable in full if the promotion is paid off early. Annual fee of $24.99 may apply ($39.99 for residents of Quebec). Promos and terms may be changed without notice. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.

¹Instant financing is conditional upon ID and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.