BasicBlock vs.
RTS Financial

You hauled the load. You deserve to get paid fast, with a flat rate and no one putting you on hold.

Get Started with BasicBlockSee the Comparison
2.5%Flat rate. No tiers, no surprises.
24 hrsAverage time to get paid
$0Hidden fees. Zero.
NoneNo contracts. No minimums.

Feature Breakdown

How We Compare to RTS Financial

The side-by-side on everything that matters to an owner-operator running loads every day.

BasicBlockRTS Financial
Factoring RateFlat 2.5%Variable 3-4%+
No hidden fees✓✕
No Contracts✓✕
No Minimums✓Fees & rate hikes
Non-Recourse✓90-day recourse
Payment Deadline2 PM Central12 PM Central

Why Drivers Switch

Four Things BasicBlock Does Better

We built BasicBlock for owner-operators, not for fleets with a full accounting team.

⚡

Get Paid Faster

Submit your paperwork and your money is on the way. Most carriers see funds within 24 hours. With Instant Pay, within an hour - nights, weekends, holidays.

Faster Funding
💰

No Junk Fees

RTS chips away at your advance with ACH fees, wire fees, and other charges. BasicBlock charges a flat 2.5%. What you are quoted is what you net.

Transparent Pricing
⛽

Fuel Solutions

Cover diesel costs now, pay from your next payout. No separate bills. Our fuel solutions keep your tank full and your business moving even between loads.

Fuel Savings
📞

A Person Picks Up

Not a bot. Not a phone tree. When you call BasicBlock, our team picks up and handles it the first time. They know trucking and they know your account.

Real Support
For a lot of owner-operators and small fleets, it is the difference between growing and just getting by.- BasicBlock, serving thousands of carriers across the U.S.

Stop Waiting
to Get Paid

Get started in 5 minutes. No contracts. No hidden fees. Just fast payment and real support.

Get Started