BasicBlock vs.
OTR Solutions

You hauled the load. You deserve to get paid fast, with a flat rate and no one putting you on hold.

Get Started with BasicBlockSee the Comparison
2.5%Flat rate. No tiers, no surprises.
24 hrsAverage time to get paid
$0Hidden fees. Zero.
NoneNo contracts. No minimums.

Feature Breakdown

How We Compare to OTR Solutions

The side-by-side on everything that matters to an owner-operator running loads every day.

BasicBlockOTR Solutions
Factoring RateFlat 2.5%3-4%
No hidden fees✓ETF fee + admin fees
No Contracts✓1-year w/ auto-renewal
No Minimums✓✕
Non-Recourse✓✓
Payment Deadline2 PM Central10 AM Central
Wire Fee$5$25
Termination NoticeNone90 days

Why Drivers Switch

Four Things BasicBlock Does Better

We built BasicBlock for owner-operators, not for companies that lock you into contracts.

⚡

Get Paid Faster

OTR cuts you off at 10 AM for same-day funding. BasicBlock gives you until 2 PM Central. Submit more loads, get paid the same day.

Later Cutoff
💰

No Junk Fees

OTR charges an ETF fee and admin fees on top of their rate. BasicBlock charges a flat 2.5% and nothing else. What you see is what you get.

Transparent Pricing
📝

No Contract Lock-in

OTR requires a 1-year contract with auto-renewal and 90 days notice to leave. BasicBlock has no contract and no termination notice required.

No Contracts
📞

A Person Picks Up

Not a bot. Not a phone tree. When you call BasicBlock, our team picks up and handles it the first time. They know trucking and they know your account.

Real Support
For a lot of owner-operators and small fleets, it is the difference between growing and just getting by.- BasicBlock, serving thousands of carriers across the U.S.

Stop Waiting
to Get Paid

Get started in 5 minutes. No contracts. No hidden fees. Just fast payment and real support.

Get Started