Contact

Optimized Business Process 
Outsourcing Solutions Ethical and Efficient 
Debt Recovery Solutions Your most reliable
partner for debt recovery.

We handle your outsourcing needs—so you can focus on growing your business.

EXPLORE OUR SERVICES

Trusted partnerships with Leading COMPANIES

Globe-Telecom-logo
bpi
eastwestbank-logo-big
DHL
metrobank
shopee
Seamoney
union bank
lazada logo
psbank-logo (3)
maxicare
union digital logo
ucbc
bank_of_makat_inc_a_savings_bank_logo
ccredit
cignal
finbro
Juanhand
Maybank
JTI
avon
3
Square Posting (Daily SIP)
TikTok
6
7
UnoBank

Unmatched Integrity and Proven Excellence for our Corporate Clients

B&A Management Solutions Inc. is ready to customize and deliver solutions that will seamlessly integrate into your systems ensuring optimized operational efficiency for your business.
At Bernales and Associates, we go beyond conventional debt recovery. Our modernized end-to-end suite of collection services are designed to optimize your financial goals while ensuring that we perform with utmost integrity and professionalism.
EXPLORE OUR SERVICES

Our services

KYC Support

Ticket Handling

Collections

Marketing

Repossession

Foreclosure Facilitation

Background Credit Investigation

Write-Off Documentation

About us
Bernales & associates

Established in 2000, BERNALES & ASSOCIATES has been a trusted provider of domestic and international debt recovery solutions for nearly 25 years. We serve a wide range of industries with a strong focus on results, compliance, and client satisfaction.

Our mission is to provide exceptional BPO services with integrity, professionalism, and performance. Through advanced technology, data-driven systems, and skilled teams, we deliver superior results and serve as a trusted partner in operational excellence and client success.

ABOUT OUR COMPANY

Bernales & associates
ba Management locations

  • Bernales & Associates Head Office
  • A, Francisco Gold Condominium I 785 EDSA,
    West Kamias, Quezon City
    Tel Nos: 02 7750 5056
Contact us
  • BA Management Headquarters
  • ECB Center 1-A Tanguile Street
    Barangay Fortune, Marikina City
  • Bernales & Associates Satellite Offices

RIZAL OFFICE
BC Cuerpo, Building Lot 2B,
A. Rodriguez Highway, Montalban RIzal

PAMPANGA OFFICE
Room 1, Third Floor,
Landmark Building II, McArthur Highway, Maimpis,
San Fernando, Pampanga

CEBU OFFICE
3F US, AVP Bldg. 269 Don Gil Garcia St,
Capitol Site, Cebu City

DAVAO OFFICE
YL Finance Bldg. P Laurel Ave,
cor Mutsui Bussan, Bajada, Davao City

Transform Your Debt Recovery Strategy with Confidence.

Partner with us for a Future of Unparalleled Financial Success.

Take the First Step. Contact Us Today.