Funding lines backed by real assets fast approvals, disciplined structuring, and clear exits.
Private Capital. Structured for Scale. Pre-Qualify in Minutes
Short-term funding for acquisitions, development and time-critical opportunities—without bank friction.
Control the Deal. Move Fast. Pre-Qualify in Minutes
Bridging, second mortgages and bespoke structures built for experienced investors who value speed and certainty.
Serious Capital for Serious Deals. Pre-Qualify in Minutes
Zip Funding Private Capital Structured for scale

Zip Funding

Private Lender and Finance Specialist in Australia

Eliminate stress with our Hassle Free Finance!

Business loan solutions

Business Loans

Property loan financing

Property Loans

Commercial loan options

Commercial Loans

Construction loan funding

Construction Loans

Caveat loan services

Caveat Loans

Bridging loan solutions

Bridging Loans

We are providing financial solutions to businesses and individuals since 2000. Bad credit? No financial statement? WE ARE HERE TO HELP!

Short term loans Australia

SHORT TERM LOANS

Provide short term business loans to ensure positive cash flow and need extra funding to expand your business.

Property loans Australia

PROPERTY LOANS

Hassle Free Funding To Ensure Lowest Rates And Fastest Turnaround Times to provide financial backing for business owners.

Business loan solutions

BUSINESS LOANS

Fast and Cost Effective Process To Ensure That You have Immediate Access To Money When You Need The Most

Private Lender and Finance Specialist in Australia

Zip Funding is a leading private lender and finance specialist. Fast Guaranteed Approval for all types of loans including property loans and commercial finance in Melbourne, Sydney, Adelaide, Brisbane, Perth, Darwin, and all across Australia. Get a loan with no documents and no credit checks at the lowest interest rates. Fastest settlement times are guaranteed. Common sense finance on your terms.

Short term business finance

Fill our contact us form or Call us direct at 0439462664

Your Trusted Partner in Financial Success

Providing reliable financial solutions to businesses and individuals since 2000. Bad credit? No financial statements? We help you explore financing options that fit your situation.

We are providing financial solutions to businesses and individuals since 2000. Bad credit? No financial statement? WE ARE HERE TO HELP!

Residential mortgage loans

RESIDENTIAL MORTGAGES

Loan Amounts up to $30 Mil.

Quick finance solutions Australia

COMMERCIAL & DEVELOPMENTS FINANCE

Loan Amounts up to $30 Mil.

Private lender Australia

SHORT TERM FINANCE

Loan Amounts up to $30 Mil.

Pre- Qualify in Minutes

Australia’s Lowest Rates

No Doc or Credit Checks

No Postcode Restrictions

LVR Up to 90%

Pre Paid Terms

Loan Amounts up to $30 Mil

Loans on your Terms

Business entrepreneur
Business professional

Australian Owned Private Lender and Finance Specialist

Zip Funding is Australia’s leader in fast financing and funding for everyone: businesses, companies, trusts, organizations, individuals, etc. Built experience to work with clients to tailor a suitable short term loan for all business needs. We can offer great rates and the fastest turnaround times in the industry.

We leading finance company that offers many financial services to businesses such as loans to help Bad Credit Business loans grow or consolidate. With all documents tendered, and the trustworthiness of your business or company ascertained, we can offer your business a private loan without a credit check.

Business Funding Streamlined. Minimal Paperwork. Speedy Approvals and Less than perfect Credit , Ok!

Second Mortgage Loan Rates Australia

QUICK FINANCE SOLUTIONS FOR BUSINESSES, INDIVIDUALS AND COMPANIES

Our private finance solutions in Australia are backed by extensive experience working with clients to tailor suitable short-term loans for all business needs. We believe we can offer great rates and the fastest turnaround times in the industry. In case you are looking for 24-hour short term loans without any questions, we at Zip Funding would be delighted to help you. Our business loans are the best all over Australia, have an excellent reputation, and are professional, efficient, discreet, and reliable.

Zip funding would love to help you with your 24-hour short term loans. Chat to us about your business loans or your private loans, and let’s see how we can work together.

Bad Credit Business loans

SHORT TERM FINANCE WE CAN ASSIST WITH:

  • Purchase a business
  • Get a new plant or equipment
  • Buy stock
  • Pay tax or other work-related expenses eg. wages, legal fees, advertising, etc
  • Business repairs and maintenance
  • Working capital
  • Council approvals/Headworks
  • Bridging the unexpected “gap”
  • Loan for a commercial or industrial property
    Also, purchase whether the bank cannot settle in time.
  • Fund a residential investment property purchase where the property is to be owned in a trust or company name
  • Security: All our secured loans require some type of security.
  • Types of security are First or Second Mortgage, Cars, Boats, Planes. Anything else that interest can be registered against.
Turning Property Wealth into Working Capital

OUR SHORT-TERM FINANCE SOLUTIONS

At Zip Funding, as short-term business finance specialists in Australia, we simplify the loan process, ensuring you have a clear and efficient path to securing the financing your business needs. Here’s how we can assist:

  • Quick Approval Process – Get faster access to funding with minimal wait times.
  • Flexible Repayment Terms – Choose repayment schedules that fit your financial circumstances.
  • Competitive Interest Rates – Affordable rates to ensure accessible and manageable loans.
  • Small Business Financing – Tailored support for businesses needing a financial boost.
  • Invoice Financing – Convert outstanding invoices into immediate cash flow.
  • Working Capital Loans – Secure funds to manage daily operations with ease.
  • Bridge Loans – Obtain short-term capital while awaiting long-term financing.
  • Personal Loans – Fast solutions for personal financial needs.
  • Asset Financing – Finance equipment and machinery with minimal upfront costs.
  • Property Loans – Short-term real estate funding for renovations or purchases.

FREQUENTLY ASKED QUESTIONS (FAQs)

Our instant obligation free approval will outline all rates and fees. We will work on your terms and your specific loan needs

Our loan terms are usually up to 36 months.

We accept all types of residential, commercial real estate, the land across Australia

We do not penalise people, who want to discharge their loan early

We do not perform credit checks or require full financial statements.

We lend to Individuals, companies, trusts.

Once our conditional approval is accepted, we usually instruct our lawyers to prepare mortgage documents.

Call us direct at 0439462664 or fill our contact us form. We will be in touch within minutes.

Why Zip Funding? Our Unique Features

No financials required

NO FINANCIALS

No tax returns needed

NO TAX RETURNS

No credit checks needed

NO CREDIT CHECKS

No valuations required

NO VALUATIONS

Prepaid loan terms

PREPAID TERMS

No early payout penalty

NO PENALTY FOR EARLY PAYOUT

Not sure what you need?
Find an Agent Now

24/7 customer service

24/7 CUSTOMER SERVICE

Easy loan approval

EASY APPROVAL

Lower interest rates

LOWER RATES

Obligation free hassle free

OBLIGATION FREE & HASSLE FREE

Australian owned lender

AUSTRALIAN OWNED & MANAGED

No drama lending

NO DRAMA

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