Xend Finance Wallet3.1.6
Publisher Description
Convert crypto to Naira, Earn 20% & spend crypto in 1 min. Top crypto wallet ⚡
Xend Finance: Convert crypto to Naira, Swap, Save & Earn Effortlessly
Backed by Binance & Google Launchpad, Xend Finance is a next-generation DeFi Wallet & Finance App that lets you swap, save, earn, and manage digital & local currencies all in one secure place.
Whether you’re a beginner or a pro, Xend Finance helps you grow your money easily — from crypto to Naira, with powerful tools built for Africa and beyond.
💱 Swap Instantly Across Currencies
Exchange between your favorite assets in seconds:
BTC · ETH · BNB · USDT · cNGN · and more.
No P2P risks, no hidden rates — just smooth, fast conversions.
🏦 Direct Bank Transfer to Naira
Send money directly to any Nigerian bank account in under a minute.
Avoid P2P scams and unreliable third parties — get cash in your account instantly.
💰 High Yield Investments — Up to 20 % APR
Save and earn with our Money Market feature, powered by DeFi protocols for secure, high-return opportunities.
Deposit Naira or USDT, and earn while you save for goals like rent, car payments, or December plans.
🔐 All-in-One Wallet Experience
- Send, receive & store crypto securely
- Swap between tokens seamlessly
- Fund with Naira or USDT
- Withdraw to your bank instantly
- Save in stablecoins like USDT & cNGN
- Earn returns up to 20 % APR
- Track your coins with live price charts & market data
⚙️ Built for Security & Transparency
Your assets are protected by audited smart contracts and decentralized insurance systems.
All savings and yields are powered by transparent, on-chain protocols.
🌍 Getting Started
- Sign up with your email or Google login.
- Add funds via bank transfer or crypto deposit.
- Swap, save, and earn instantly from your DeFi wallet.
🔑 Key Highlights
- Next-generation DeFi wallet for Africa and the world
- Backed by Binance, Google Launchpad, and leading investors
- Support for BTC, ETH, BNB, USDT, cNGN, and more
- Direct Bank Transfers to Nigerian banks
- High Yield Investments up to 20 % APR
- Flexible & fixed saving plans
- Secure, audited DeFi infrastructure
- Low transaction fees & optimized performance
💬 Support & Community
Join our global community to learn, connect, and grow:
📢 Telegram: https://t.me/xendFinance
💬 Discord: https://discord.io/xendfinance
📰 Medium: https://medium.com/xendfinance
✉️ Email: hello@xend.finance
🧭 About Xend Finance
Xend Finance is a global DeFi wallet and digital finance platform that empowers users to save, earn, and transact securely across currencies.
Built by a team of blockchain and fintech professionals and backed by Binance and Google Launchpad, we make DeFi simple, accessible, and rewarding for everyone.
About Xend Finance Wallet
The company that develops Xend Finance Wallet is XEND TECH LIMITED. The latest version released by its developer is 3.1.6.
To install Xend Finance Wallet on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-01-09 and was downloaded 2 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Xend Finance Wallet as malware as malware if the download link to com.xendmobile is broken.
How to install Xend Finance Wallet on your Android device:
- Click on the Continue To App button on our website. This will redirect you to Google Play.
- Once the Xend Finance Wallet is shown in the Google Play listing of your Android device, you can start its download and installation. Tap on the Install button located below the search bar and to the right of the app icon.
- A pop-up window with the permissions required by Xend Finance Wallet will be shown. Click on Accept to continue the process.
- Xend Finance Wallet will be downloaded onto your device, displaying a progress. Once the download completes, the installation will start and you'll get a notification after the installation is finished.
Program Details
System requirements
Download information
Pricing
Version History
version 3.1.6
posted on 2026-01-09
- Updated KYC process
- Direct transfer feature
- Swap other Tokens
version 3.0.5
posted on 2025-08-21
version 3.0.2
posted on 2025-06-03
New features to invest in assets like Real Estate, Stocks, and Money Markets and add value to your portfolio.
version 2.5.2
posted on 2025-05-07
Introducing Money Markets: Xend Finance now democratizes access to bonds, mutual funds and other money markets which yield high returns up to 21% Annual yields.
Introducing cNGN: Naira stablecoin has been added to the Xend Finance App to enable users now invest with Naira.
version 2.4.0
posted on 2023-06-11
- Added Support for Loans
- Added Support for Fixed Plan termination
- Added Support for Xend Bridge history
- Fixed homepage images flickering
- Gamification: Earn points performing actions
- Zero-interest savings: For people that don’t want any interest in their savings (Halal Savings)
- Bank Statement: Request your Bank Statement
- Dark Mode: Switch between Light and Dark Modes
- Other Bug Fixes
version 2.2.2
posted on 2023-04-28
- Added Support for Loans
- Added Support for Fixed Plan termination
- Added Support for Xend Bridge history
- Fixed homepage images flickering
- Bug fixes
version 1.2.5
posted on 2022-05-04
- KYC Verification for customers
- 2FA security
- Added support for Ghana and Kenya via XendBridgeEnter or paste your release notes for en-US here
version 1.1.8
posted on 2022-03-28
- Location update fixes
- No network error pop up
- Add ToDos
version 1.1.7
posted on 2022-03-04
- Referral links: Unique referral links with deep linking which enables users to share one link for both android and iOS users.
- Analytics: Added UXCam and Google analytics.
version 1.1.5
posted on 2022-02-22
- Updated insurance logo on Login
- Show pending savings deposits and withdrawals
- Show pending Xend Bridge orders
- Fixed issues with Auto Logout
- Add Chat floating action button to login