About Xend Finance Wallet
Xend Finance: Convert crypto to Naira, Swap, Save & Earn Effortlessly Backed by Binance & Google Launchpad, Xend Finance is a next-generation DeFi Wallet & Finance App that lets you swap, save, earn, and manage digital &...
Xend Finance: Convert crypto to Naira, Swap, Save & Earn Effortlessly
Backed by Binance & Google Launchpad, Xend Finance is a next-generation DeFi Wallet & Finance App that lets you swap, save, earn, and manage digital & local currencies all in one secure place.
Whether you’re a beginner or a pro, Xend Finance helps you grow your money easily — from crypto to Naira, with powerful tools built for Africa and beyond.
💱 Swap Instantly Across Currencies
Exchange between your favorite assets in seconds:
BTC · ETH · BNB · USDT · cNGN · and more.
No P2P risks, no hidden rates — just smooth, fast conversions.
🏦 Direct Bank Transfer to Naira
Send money directly to any Nigerian bank account in under a minute.
Avoid P2P scams and unreliable third parties — get cash in your account instantly.
💰 High Yield Investments — Up to 20 % APR
Save and earn with our Money Market feature, powered by DeFi protocols for secure, high-return opportunities.
Deposit Naira or USDT, and earn while you save for goals like rent, car payments, or December plans.
🔐 All-in-One Wallet Experience
- Send, receive & store crypto securely
- Swap between tokens seamlessly
- Fund with Naira or USDT
- Withdraw to your bank instantly
- Save in stablecoins like USDT & cNGN
- Earn returns up to 20 % APR
- Track your coins with live price charts & market data
⚙️ Built for Security & Transparency
Your assets are protected by audited smart contracts and decentralized insurance systems.
All savings and yields are powered by transparent, on-chain protocols.
🌍 Getting Started
- Sign up with your email or Google login.
- Add funds via bank transfer or crypto deposit.
- Swap, save, and earn instantly from your DeFi wallet.
🔑 Key Highlights
- Next-generation DeFi wallet for Africa and the world
- Backed by Binance, Google Launchpad, and leading investors
- Support for BTC, ETH, BNB, USDT, cNGN, and more
- Direct Bank Transfers to Nigerian banks
- High Yield Investments up to 20 % APR
- Flexible & fixed saving plans
- Secure, audited DeFi infrastructure
- Low transaction fees & optimized performance
💬 Support & Community
Join our global community to learn, connect, and grow:
📢 Telegram: https://t.me/xendFinance
💬 Discord: https://discord.io/xendfinance
📰 Medium: https://medium.com/xendfinance
✉️ Email:
[email protected]
🧭 About Xend Finance
Xend Finance is a global DeFi wallet and digital finance platform that empowers users to save, earn, and transact securely across currencies.
Built by a team of blockchain and fintech professionals and backed by Binance and Google Launchpad, we make DeFi simple, accessible, and rewarding for everyone.
Previous Versions
Here you can find the changelog of Xend Finance Wallet since it was posted on our website on 2021-12-03 15:19:03.
The latest version is 3.1.6 and it was updated on 2026-06-11 16:23:44. See below the changes in each version.
Xend Finance Wallet version 3.1.6
Updated At: 2026-01-09
Changes: - Updated KYC process
- Direct transfer feature
- Swap other Tokens
Xend Finance Wallet version 3.0.5
Updated At: 2025-08-21
Xend Finance Wallet version 3.0.2
Updated At: 2025-06-03
Changes: New features to invest in assets like Real Estate, Stocks, and Money Markets and add value to your portfolio.
Xend Finance Wallet version 2.5.2
Updated At: 2025-05-07
Changes: Introducing Money Markets: Xend Finance now democratizes access to bonds, mutual funds and other money markets which yield high returns up to 21% Annual yields.
Introducing cNGN: Naira stablecoin has been added to the Xend Finance App to enable users now invest with Naira.
Xend Finance Wallet version 2.4.0
Updated At: 2023-06-11
Changes: - Added Support for Loans
- Added Support for Fixed Plan termination
- Added Support for Xend Bridge history
- Fixed homepage images flickering
- Gamification: Earn points performing actions
- Zero-interest savings: For people that don’t want any interest in their savings (Halal Savings)
- Bank Statement: Request your Bank Statement
- Dark Mode: Switch between Light and Dark Modes
- Other Bug Fixes
Xend Finance Wallet version 2.2.2
Updated At: 2023-04-28
Changes: - Added Support for Loans
- Added Support for Fixed Plan termination
- Added Support for Xend Bridge history
- Fixed homepage images flickering
- Bug fixes
Xend Finance Wallet version 1.2.5
Updated At: 2022-05-04
Changes: - KYC Verification for customers
- 2FA security
- Added support for Ghana and Kenya via XendBridgeEnter or paste your release notes for en-US here
Xend Finance Wallet version 1.1.8
Updated At: 2022-03-28
Changes: - Location update fixes
- No network error pop up
- Add ToDos
Xend Finance Wallet version 1.1.7
Updated At: 2022-03-04
Changes: - Referral links: Unique referral links with deep linking which enables users to share one link for both android and iOS users.
- Analytics: Added UXCam and Google analytics.
Xend Finance Wallet version 1.1.5
Updated At: 2022-02-22
Changes: - Updated insurance logo on Login
- Show pending savings deposits and withdrawals
- Show pending Xend Bridge orders
- Fixed issues with Auto Logout
- Add Chat floating action button to login
