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Nishant Batra CWM® 🇮🇳
@stepbystep888
Goal is to help as many families as possible to manage their finances better Connect with us for - Ethical, Competent and Personalized Financial Guidance
AMFI Registered MFD
linktr.ee/nishant_batra
Joined January 2018
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Jul 17, 2023
    We guide our clients for A to Z of all money matters: 1) Assessment of current finances and life circumstances: Every client has unique life circumstances and therefore deserves a financial plan based on his life circumstances and not thumb rules. 2) Setting the right
    263K
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Aug 15, 2022
    8️⃣ things you must know about National Pension Scheme (NPS). Generation Z & Millennials must read this. Please retweet to increase the reach 🧵
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    May 15, 2024
    HDFC Bank RM has proposed this SIP portfolio of INR 3 lakhs per month to a wealthy friend of mine. Seeking thoughts of other peers. Please rate this on a scale of 1 (poor) to 10 (excellent)
    639K
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Sep 28, 2025
    Jio BlackRock Flexi Cap Fund Since a lot of friends, relatives and few of the clients have enquired about it, here is my opinion: 1) investment management is a super competitive industry 2) regulations are water tight 3) the fund managers of Jio BlackRock have no information
    159K
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Jul 17, 2023
    Story: - Prabhat Ranjan & Neha Gupta, husband and wife working in IT Sector in Pune - they have two 10 year old twin daughters - Ranjan borrowed Rs 88 lakh from six banks and invested it in Selva Nadar’s Ashtavinayak Investment in June 2021. - Ashtavinayak Investment obtained
    307K
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Apr 9, 2022
    As a salaried employee, your focus should be: 1) How to upgrade your skills 2) Networking 3) Spend time with family and friends 4) Invest through MFs Should not be: 1) tracking every entry and exit from MF schemes 2) disclosing your portfolio in public domain as a celebrity
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Feb 26, 2021
    I will do 20 year SIP market fall by 5% Shall I continue my SIP 😂🤦
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Jun 22, 2023
    Feeling happy today 😊🪷🌸 have convinced someone to surrender 3 LIC Jeewan Labh policies (with total annual premium of ~ 3.60 Lakhs) Policy 1 1.44 Lakh annual premium, 14 months premium into the drain. Policy 2 1.44 lakh annual premium, 14 months premium, again into the drain
    241K
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    May 13, 2025
    Tell me three mutual funds which you can hold for 20+ years Be realistic, there will be periods of under performance
    154K
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Feb 14, 2021
    Met somebody, started investing (SIP) 5 months back.... asked me, what should be the return expectation in Equity MF I said 9-12% in the longer run. He said, you can copy my portfolio, my return is more than 30% 😁
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Apr 4, 2021
    The biggest return machine is your "career" Concentrate on it. I have seen people, wasting hours and hours to start a SIP which is 5% of their CTC. Just outsource it and devote your time in "career" Outcome will be amazing.
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Feb 27, 2021
    "A" has 100% equity "B" has 100% fixed income Both are right. A is 25 B is 65 there are no rules. Personal Finance is "personal"
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Dec 19, 2018
    Replying to @RahulGandhi
    I belong 2 middle class; after almost 70 years of independence, most of them ruled by @INCIndia, whats the need for farm loan waiver your party should had done enough so that the farmers had adopted newer tech. and remember "necessity is the mother of all inventions" @BJP4India
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    Nishant Batra CWM® 🇮🇳
    @stepbystep888
    Jan 18, 2025
    If Saif Ali Khan has taken health insurance, in spite of having generational wealth, super good income for himself and spouse - what are you thinking? Take health insurance now. Image source: whatsapp
    286K