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High-deductible barebones affordable policies for catastrophic illness or injury, with premiums priced on actuarial reality and lifestyle.
Cash for basic medical services, with price competition and correct market incentives for better service.
Free charity clinics and
Before Obamacare it was possible to buy health insurance that covered a catastrophic event (like cancer) and just pay out of pocket for a checkup. Obamacare means you have to pay more to subsidize all kinds of things that don’t impact you. And of course it has led to further
