Pinned
Most of us struggle to set aside money that's meant for the future.
The problem lies in our tendencies to discount future needs to present wants.
This cognitive bias is called "Hyperbolic discounting".
It's a bias where people tend to prioritize short term gains over long term
“I’m struggling to build an emergency fund.”
“I want to save RM10,000 for a downpayment, but I don’t know how to start.”
Money has been a tough issue for many, especially when it comes to saving and investing.
This Sunday, we’ll discuss how to build to healthy saving habits,
