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Financial Faiz
@financialfaiz
👽 Mr. Faiz’s anger translator intern 💰 Kewangan, ekonomi, pengguna 💼 [email protected] 💻 [email protected]
Malaysia
Joined September 2012
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    Breakfast tadi terdengar convo mak-anak ni. The kid just got a job, and the mom said this to her "mama ada hutang kereta dan CC, nanti kau ambil lah PL untuk settlekan hutang mak tu" B40 breeds B40. Anak tu baru nak start hidup, dah kena tampung her mom's financial mistakes
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    Kenapa weddings nak jemput sampai 1,000 people? I can't even give you 100 names from the back of my head. Is this going to be your wedding or your parents' wedding? You paid for it but they get to invite their friends? Extravagance.
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    Kenapa raya tahun2 ni rasa sungguh 'hambar'? Is this a normal process of growing up? Like raya feels more fun when you were young or memang zaman sekarang memang dah tak festive sangat? Both raya lah, Fitr and Adha. Did I do this to myself or semua orang rasa sama je?
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    Bukan taksub DS Anwar, tapi Malaysians are simply not used to good governance. Ramai menggelupur sekarang ni. Work starts at 9, dia click in and pi breakfast, masuk balik jam 10. These kinds of people bengang they are asked to do their jobs properly. They are afraid of competence
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    Ada tak water filter + dispenser yang bagus tapi tak perlu pakai subscription? For the office. Nak buat Milo panas bagai and cold water. I don't mind high upfront cost and changing filters on my own, but seriously x nak bayar monthly fees
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    We know he's just kidding. But memang ada ibu bapa jenis² duk minta keluar duit KWSP sekarang ni, and their retirement planning is milking their kids. Dia anggap anak² dia macam lembu tenusu. The kids didnt ask to be born pun, you plan your own finances and retirement la
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    No one complained about getting married masa PKP. In fact, some personally told me they enjoyed not having to spend RM30k on the reception. Does this mean some of you got pressured to spend? How's the return so far? Do you feel the pinch? Would you have a use for that 30k now?
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    Replying to @financialfaiz
    Orang yang pandang jauh ke depan akan simpan duit untuk anak2 punya education, business, ada yang bayarkan downpayment rumah/kereta Tapi yang ni dia kasi hutang kat anak2. Pastu ada yang bengong dalam threads ni akan kata "bantu lah mak bapak tu yang dah besarkan kau"
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    Tak terkejut pun OPR naik. I knew it was going to increase masa it was at 1.75% lagi. We knew it was going back up after it went down. Yang beli benda bukan2 masa OPR turun tu terkejut kenapa? You knew this. I spoke about it. Anyway, kesian orang beli kereta using variable rate
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    I didnt know prepone was a word, thought my friend made a typo. But it makes sense now coming from postpone. i.e Pre vs Post. Learn something new everyday
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    KWSP iLindung. It's good. Pencarum can buy their takaful/insurance policies directly from the insurance providers thus bypassing one sales layer. Malaysia is following the footsteps of developed countries in that insurances are offered directly to the consumers #Menggelupur
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    Hidup boleh mengira-ngira tapi jangan berkira-kira. Ada beza tu. Key to happiness is to know that difference. My wife needs a hand bag, sure ok (tidak berkira). But I expect her to find a good deal (mengira), plus Bonia is just a mid-level brand. So it's approved la
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    I OK je orang nak buat apa dengan duit dan hidup dia. Tapi buat benda2 macam ni memang tak bijak. Menyusahkan diri dan menyusahkan orang. Selfish gila, just for kereta yang tak semegah mana orang lain kena tunggu dia negotiate the ramp. Poser sangat orang macam ni Hidup jangan
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    Hurm, found this TikTokker whose 90% of her content is all about showing her pink Mercedes. Also she pays everything in cash (on camera) despite that her company likely pays directly to her bank account. "Ada SPM je dan nak berjaya macam sis? PM sis!". Cuba teka dia kerja apa?