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Carl Richards
@behaviorgap
Pay attention to money and your relationship with it will change.
Park City, Utah
Joined October 2008
Posts
  • Pinned
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    00:00
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    The concept...the very idea...of retirement is dumb. Waiting until some arbitrary age to enjoy life PLUS stopping all meaningful work all at once...DUMB. I will never retire. I will just do more of that stuff I like, and less and less of the stuff I don't.
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    You know that guy on Twitter, selling you his course on passive income. Yeah, that guy! Turns out that the only income he has is from (get this!) the course he is selling you on how to have passive income. You are his passive income. Don't be someone else's passive income.
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    Small micro-actions, done repeatedly, over a long period of time make a massive difference.
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    After thinking about it for 20 years, I've distilled everything I believe about money down to this: Spend it...creating experiences...with people you love.
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    Remember real financial planners deserve to be paid for telling people to do nothing when nothing is the right thing to do. Confidently telling someone to do nothing is really hard work.
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    Days or decades...you decide?
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    Dear Financial Planner- Please stop lecturing me about how dumb it would be to do something with my investments right now. I know all that. But I am scared because of the news and I NEED someone to listen to me and not make me feel stupid. Thank you. --Your Client
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    My wife leaves for London in 2 days. She’s going to design school. At age 49. 👇
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    Life insurance is to replace an economic loss resulting from the death of an income earner. For almost everyone, that's the sole purpose of life insurance. It's not retirement savings, education funding, or some sort of weird bank...none of that. Cold, hard truth.
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    Micro-actions, done repeatedly over a very long time...compound into massive results.
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    Days or decade...you decide.
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    My wife is in London. At design school. It's been a dream of her's for over 25 years. AMAZING & super hard. Hard for her. She called today and cried. She's alone, scared. Tired. Hard for me. I miss her. But something can be HARD & RIGHT at the same time.