Pinned
This pakcik baru belanja satu restoran. I envy you
Lets be like this pakcik one day ๐
ammarfaris
29.8K posts
ammarfaris
@ammarFRS
Road to 9. I trade for fun and accidentally fell in love with it. 2014 born trader ๐๐ณ๐ฟ๐ด #YNWA Instagram: @ammarfariiis forever a student
Joined July 2012
- President China Xi Jinping baru sampai tadi. Biasanya kita tak amek port sangat lawatan2 ni, tapi kali ni special sikit sebab timing dia waktu trade war tengah berlangsung. All eyes on us now. Kenapa lawatan ni penting?
- Kadang-kadang kita tengok hidup orang lain, terus rasa down. Member dah ada kereta. Dah kahwin. Dah kerja elok. Kita? Gaji RM1,700. Saving kosong. Hidup cukup makan. This is my advise for you:
- Zaman 50-an dulu, orang nak pergi haji biasanya akan jual tanah & any asset yg diorang ada. Tapi cara ni tak sustainable & aset umat Islam akan berkurang over the years. Then came Prof. Diraja Ungku Abdul Aziz. And everything changes.
- Dah banyak kali bagi tips general sebenarnya ๐ Kali ni saya bagi memang benda boleh praktis terus, tak payah fikir dah. This is for you anon (and those fresh grad yg baru start kerja) Do this:
- 2 hari lepas, President China, Xi Jinping, baru selesai official visit dia. Letโs recap balik apa hasil daripada lawatan ni:
- Foa, buying car bukan just about monthly installment.ย Ada banyak hidden costs yang kita kena consider: Petrolย Insurance & road taxย Parkingย Tol Regular maintenance & service Emergency repairsย For those yg tengah fikir nak beli kereta apa tu, use this formula:
- Iโll choose ASBF. ASBF ni sebenarnya tools yang bagus for force saving with minimal risk & acceptable return. Tapiโฆย Sebenarnya ASBF ni boleh buat kita rugi kalau tersilap buat. Ada 3 kesilapan yang akan buat ASBF ni rugi. Dalam thread ni Iโll explain dengan calculation.Replying to @ammarFRSThanks for the insight Ammar! Would you still suggest ASBF vs normal ASB savings given that we can commit same amount of saving monthly? E.g 500 per month.
- Umur 22, target nak hit 1M by 30? Ada 8 tahun je nak kumpul. Is it possible? Yes. Is it hard? Yup. Let me break down why.
- Kenapa Gen Milennial & Gen-Z ni kalau berbelanja tak ingat dunia?ย Kafe hipster, holiday, shopping. YOLO betul ๐ Tapi isu ni bukan jadi dekat Malaysia je. Satu dunia jadi fenomena yang sama. Kat Korea, fenomena ni diorang panggil Shibal Biyong.
- First of all, congrats ada saving sebanyak tu pada umur semuda itu. Iโll give you some idea, apa yang you patut buat dengan 10K ni. Do your own research after this.
- Pagi td ASB baru umumkan dividend. 5.75%. This year punya quite straightforward and mudah calculation dia. Kalau letak 100K sepanjang tahun ni dividen = 5,750. Kalau letak 200k, akan dapat 11,500. ASB ni great low risk tool. Letak je duit & biarkan dia compounding.
- 24 tahun dah ada130K+. Congrats bro. You won the โovarian lotteryโ! Inilah yang Warren Buffett cakap dalam AGM โ97 dulu. Dia kata antara faktor kejayaan dia adalah disebabkan dia menang ovarian lottery. Apa benda tu?
- Semalam, one of Malaysia richest tycoon meninggal dunia. One of his famous quotes:โจโจโTO make money, you have to find tomorrow's business, make tomorrow's money.โ How much is his net worth? 22.6 Billion. Berapa banyak 22 Billion ni?
