Cutting rates in STAGFLATION is an economic suicide.
No sugar coating this reality.
Unicus
15.3K posts
Unicus
@UnicusResearch
An independent short-only invst. research firm. X is Not Fin Advise. Short: unicusresearch.com Macro Credit: contrarianunicus.substack.com
- 🚨 Dealerships are quietly closing without warning, OEMs are denying responsibility, and customers are stuck paying for cars they do not have. Dealership bankruptcies have begun. Expect more in 2025 - a thread🧵
- BREAKING: PrimaLend enters bankruptcy after missed interest payments on its debt. Tricolor, First Brands, and now, PrimaLend. We are doing a write up to our clients on this, and who might be next.
- Translation: Bailout.Banks are preparing to launch a $38 billion debt offering as soon as Monday that will help fund data centers tied to Oracle Corp #MacroEdge
- We’re hiring additional Jr analyst to our team. Put a Job posting on LinkedIn 30 minutes or so ago- hear me out. Pattern I noticed. - 90+ applications - Almost all MBA - Most of them are data analysts - Majority worked at an IBM/JPM or other big firms Am I the only one to2 years looking for a job in the hot field of cybersecurity? This is not good!
- 🚨Nearly 160 companies will lay off employees throughout June, exceeding the approximately 130 companies that did so in May. Here are the upcoming layoffs in June 2025- a thread🧵
- 🚩BREAKING: $F just announced that tier 4 credit approvals (the worst credit they will accept) will get the same interest rates as tier 1 (best credit customer) customers. - Courtesy of our credible source. S&%& is about to hit the fan. You can't make this up.
- This is not going to end well. Not at all.USDA says it won’t tap emergency funds for food stamps, leaving 40 million set to lose aid next week — Axios
- 🚨 The student loan repayment resumption is expected to significantly shrink consumer credit availability for prime and subprime consumers. The 2020 student loan forbearance and the upcoming reality shock for the consumer credit... - a detailed thread🧵
- While everyone clocked out for Friday, On October 31st, another subprime lender, Bayside Credit is no longer originating loans. We updated our clients on the impacts today. Another “isolated” event, for sure.
- You are about to witness an individual who makes $90K a year getting a $2K check. Here is a breakdown: - Does not pay down debt or get food... Instead, puts $1K down payment for 15 yr car loan and gets Porsche GT3.. And another $1K down payment for a 50 year mortgage and lives
GIFBREAKING: US Treasury Secretary Bessent announces that $2,000 tariff stimulus checks will most likely be going to all Americans who make less than $100,000/year. - 🚩 It has begun. Student loan defaults are hitting the credit scores. It’s a significant dent.
- As we said earlier, it is not about First Brands or Tricolor, it is much worse. The odds of these firms recovering the collateral/cash is almost NIL. The management is in the center. We know. Tricolor: $1.1B disappeared. First Brands: $2.3 B disappeared. Yes, this is NOTThe First Brands bankruptcy is top tier drama
- Health insurance $2700/month for family of 3… That’s the “cheapest” available.. Disney + increasing rates across the board. So…. The rule of thumb for 2026 appears to be: 1. Take care of your health, can’t afford to get sick. 2. Read books, entertainment is unaffordable. 3.
