Spout Finance (@SpoutFi) / X

Spout Finance

8,384 posts

Spout Finance

@SpoutFi

Enabling anyone, anywhere to borrow against their equities at 0% APR on @solana

New York, NY

linktr.ee/spoutfinance

Joined May 2025

Pinned
Spout Finance
@SpoutFi
May 27
If you could borrow against your portfolio at near-zero cost, what would you actually do with it? This helps us understand what users actually need so we can build the right product first. Before we ship, we’re taking 60 seconds to listen to everyone. Tell us here:
3.2K
Spout Finance
@SpoutFi
12h
Being in your 20s during a market like this is a rare gift. Buy. Hold. Compound. Borrow against your assets & don’t liquidate them, just like buffett has done his entire life. On-chain makes this possible at 0% interest without banks stress. @BlackRock is already here and
Watcher.Guru
@WatcherGuru
Jun 9
JUST IN: 🇺🇸 US stock market crashes as S&P 500 and Nasdaq fall sharply.
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Spout Finance
@SpoutFi
16h
One of the oldest income strategies in finance is still one of the most misunderstood. When you own a stock, you can earn income from it without selling it. You set a price, and someone pays you upfront for the right to buy the stock at that price before a fixed date. If the
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Spout Finance
@SpoutFi
22h
Pivot to tokenized stocks
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Spout Finance
@SpoutFi
Jun 9
The next era of finance won’t just need users. It will need people who understand the system behind it. Tokenized equities, onchain lending, and new forms of liquidity are changing how assets move. But new infrastructure creates new questions. What’s a health factor? How does
312
Spout Finance
@SpoutFi
Jun 9
This company started in a small office in Thousand Oaks, California in 1980. At the time, almost nobody outside biotech knew it existed. When it went public in 1983, $1,000 bought a stake in a company most people couldn’t even pronounce. That same $1,000 is worth $1.25 million
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Spout Finance
@SpoutFi
Jun 8
Owning assets is almost meaningless if you can’t access it when you need liquidity. Traditional finance slows you down with paperwork, checks, and long approval cycles. We’re building a system where you unlock liquidity from what you already own in a few clicks. Soon.
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1.7K
Spout Finance
@SpoutFi
Jun 8
Real yield doesn’t have a good day and a bad day. It just pays. Most stablecoin yields today sit around 4–5%, closely tied to the risk-free rate. They’re safe, predictable, and widely available, but there’s often little reason for them to move meaningfully higher. At Spout,
1.3K
Spout Finance
@SpoutFi
Jun 7
Stocks are better onchain.
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Spout Finance
@SpoutFi
Jun 6
Article
This Week in RWAs, DeFi & Solana
The Biggest Story This Week Wasn’t Price. It Was Infrastructure. If you only looked at market prices this week, you probably missed what was actually happening beneath the surface. From Wall Street...
1.3K
Spout Finance
@SpoutFi
Jun 5
Job’s not done until the entire world is tokenized.
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Spout Finance
@SpoutFi
Jun 5
Spout Finance
Host
Building on Solana: The Technical Bets We Made
28 tuned in
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Spout Finance
@SpoutFi
Jun 5
Bringing traditional finance onchain is not enough. Tokenizing a stock and putting it on a blockchain makes it digital. It does not make it more useful. Today, most investors still face the same limitations: ▸ No real-time access to liquidity ▸ Long approval processes for
1K