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Safdar Alam
@SafdarAlam
Reconstructing Islamic finance from first principles into a new financial architecture. Ex Global Head Islamic Structuring JPMorgan. Founder. Author
London
safdaralam.co.uk
Joined November 2011
223
Following
37.8K
Followers
  • Pinned
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    Safdar Alam
    @SafdarAlam
    Dec 15, 2025
    Replying to @SafdarAlam
    Part 5/4 Solutions and the Ways Forward 1/2 Let’s have a recap of the first four parts: Part 1; My explanation of how I saw 95% of the deals I executed begin with strong Islamic principles and end up as debt, through detailed, relentless amendments to the underlying Islamic
    17K
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    Safdar Alam
    @SafdarAlam
    Jan 22, 2025
    I understand both conventional banks and Islamic banks. Better than you. And yes. They are the same. Both profit from Riba.
    2.6M
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    Safdar Alam
    @SafdarAlam
    Dec 23, 2024
    Riba
    user avatar
    H’s mom
    @aiishadahir
    Dec 22, 2024
    what’s haram but has been normalised?
    296K
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    Safdar Alam
    @SafdarAlam
    Feb 23, 2020
    Sila RT HUKUM TRADING FOREX Orang ramai selalu tanya saya, "Adakah trading Forex ni dibenarkan dalam Islam?" Jadi, saya buat keputusan untuk buat thread bagi menjawab persoalan ini.
  • user avatar
    Safdar Alam
    @SafdarAlam
    Feb 11, 2021
    Is it just me or is 99% of activity on Linked in just self-congratulating nonsense?
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    Safdar Alam
    @SafdarAlam
    Jan 26, 2025
    Yes. This is what I have been saying.
    user avatar
    Abet 🍉
    @abettuna
    Jan 26, 2025
    Replying to @HilmiAdi and @SafdarAlam
    WTH So dia tukar perkataan je laa profit the interest
    289K
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    Safdar Alam
    @SafdarAlam
    Jan 22, 2025
    Replying to @syedaizuddin
    Your opinion is your right. Even when based on lack of knowledge. I definitely am not better than you. Allah swt has laid down that criteria. But your claim that those who criticise is due to lack of knowledge is ridiculous. That is worth being called out for.
    290K
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    Safdar Alam
    @SafdarAlam
    Jan 25, 2025
    Salams With respect. No. You don’t own our Deen. If you want to be nationalistic - call it Malaysian Banking/ Finance. Not Islamic banking/ Finance. Then no criticism from me. Good day.
    user avatar
    Ezzat
    @ezzatezzuddin
    Jan 24, 2025
    Salam Safdar, With due respect, can you just COMPETELY REMOVED AND VANISHED YOURSELF from Malaysia’s Islamic finance market now? I suggest for you to remain focused within your bubbles in the UK.
    301K
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    Safdar Alam
    @SafdarAlam
    Jan 26, 2025
    I recall speaking at a Malaysian round table. High level. We each had mic’s. “How to move things to the next level” I said what next level. We still haven’t managed to move on from Riba. Avoid Riba first in Islamic finance. They told me to wrap it up then cut my mic 😂 😂 😂
    209K
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    Safdar Alam
    @SafdarAlam
    Nov 11, 2019
    Please RT THREAD How to fix the problem of Islamic banking? I write a lot about Islamic banking, both educational and critical analysis. I am often asked: “How would you fix it?” “What can we do about it?” I want to address these points.
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    Safdar Alam
    @SafdarAlam
    Nov 13, 2021
    “Islamic” banking only works because their customers are Muslims. Try pulling this nonsense in any arena based on transparency and directness. It will get laughed out immediately. Muslims accept any crap with the halal or Islamic label attached.
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    Safdar Alam
    @SafdarAlam
    Jan 25, 2025
    😂 😂 😂 You guys are nuts! Btw what is Gulai and Kari?
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    izzi 🍋
    @IzzraifHarz
    Jan 24, 2025
    I appreciate your opinion, and i beg to differ. I will stick with mine. Thanks. Gulai and kari is different. Benda simple gini pun takleh faham, then, u re not better than me. Try again.
    437K
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    Safdar Alam
    @SafdarAlam
    Feb 16, 2020
    Ever wondered why house prices are soooo high that we must get bank loans to buy one? The cause is simple. Let me explain. First, the money supply in your country is increasing rapidly : this is the money supply growth in Malaysia.
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    Safdar Alam
    @SafdarAlam
    Feb 8, 2020
    Choose any Islamic bank, ideally in your country. With a website. Choose one of their products. I will check to see if it is priced at interest. Let’s see where this goes ...