Justa semiRetired Scientist (@PunkyCovfefe) / X

Justa semiRetired Scientist

40.5K posts

Justa semiRetired Scientist

@PunkyCovfefe

Sarcastic scientist who retired early. I navigate stock markets, rentals, health & fitness, a bit of parody, & every day life. 🫵follow me.

United States

Joined November 2016

Pinned
Justa semiRetired Scientist
@PunkyCovfefe
Dec 27, 2025
Accidental FIRE: How I Hit FI before 50 Without Ever Chasing the "Movement" 🔥🧪 I grew up poor. I believed the hype in high school that Social Security wouldn’t be there by the time we retired. I never once planned on that money. Believe it or not, I started as a
6.3K
Justa semiRetired Scientist
@PunkyCovfefe
Apr 4, 2024
My paycheck no longer goes to me via my checking account. It goes directly to my trust and I no longer need to pay income taxes. Learned this loophole on YouTube.
1.5M
Justa semiRetired Scientist
@PunkyCovfefe
Sep 18, 2024
I need to buy this book for my parents. I've told them many times I'll burn it all down rather than deal with it. Who wants to spend weeks away from work handling their parents' belongings? What are your thoughts?💭
309K
Justa semiRetired Scientist
@PunkyCovfefe
Apr 27, 2024
Replying to @rohindhar
A 4,700 sq ft house versus a 16,600 sq ft house. I think that's the main difference. Plus the size of the lot.
186K
Justa semiRetired Scientist
@PunkyCovfefe
Mar 12, 2024
You lost your job. You have no savings. You have enough money to pay bills and buy food for only the next 2 weeks. Your mortgage is $2,500 and you won’t be able to make the next payment. What’s your next move?
3M
Justa semiRetired Scientist
@PunkyCovfefe
Dec 30, 2023
There’s a secret society of people living amongst us keeping Long John Silvers in business
165K
Justa semiRetired Scientist
@PunkyCovfefe
Sep 5, 2025
Unpopular opinion: You should be able to sell stocks, roll the money into new stocks, and not owe taxes. Essentially, like a 1031 exchange for real estate.
44K
Justa semiRetired Scientist
@PunkyCovfefe
Nov 14, 2024
They say 40 is the new 30 and 50 is the new 40. All I know is 9 PM is the new midnight.
34K
Justa semiRetired Scientist
@PunkyCovfefe
Aug 12, 2024
Too young to retire Too poor to quit Too fat to strip So I guess I’ll go to work. Happy Monday X fam.
42K
Justa semiRetired Scientist
@PunkyCovfefe
Aug 27, 2024
When you don’t have an HOA.
00:00
221K
Justa semiRetired Scientist
@PunkyCovfefe
Apr 7, 2024
Actual college test shown below. My daughter sent a copy of her assignment a couple of weeks ago. Crossing my fingers that she graduates in May despite this challenging exam.
429K
Justa semiRetired Scientist
@PunkyCovfefe
Oct 21, 2021
Replying to @nypost
And a vaccinated person thanks you for that because now they have a new contract worth lots of money.
Justa semiRetired Scientist
@PunkyCovfefe
Aug 27, 2025
Replying to @Silent_Bison and @WorldDarkWeb
Considering he murdered her, she probably was happy to get out of an abusive marriage.
9.4K
Justa semiRetired Scientist
@PunkyCovfefe
Sep 16, 2024
I invested $50,000 two years ago. My current dividend is $564/month. My initial shares have doubled in value in two years (now worth $100k) Good purchase?
96K